Terms of Service

1. Acceptance of Terms

By accessing or using AnalystLens (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Description of Service

AnalystLens is a financial research platform that aggregates publicly available SEC filings (10-K, 10-Q, 8-K, and other forms) and presents them in a structured, searchable format. We also provide AI-generated summaries and analysis of these filings to help users understand their content.

3. Not Financial Advice

The content on AnalystLens is for informational and educational purposes only. It does not constitute financial advice, investment advice, trading advice, or any other type of professional advice.

AnalystLens is not a registered investment adviser, broker-dealer, or financial planner. No content on this Service should be interpreted as a recommendation to buy, sell, or hold any security. You should always consult with a qualified financial professional before making any investment decisions.

4. Accuracy and Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. We do not warrant that:

• The content is accurate, complete, or current
• AI-generated summaries are free from errors — AI models may produce inaccurate, incomplete, or misleading information
• Parsed financial data correctly reflects the original filings — data extraction from XBRL and HTML may contain errors
• The Service will be available without interruption

Users should always verify information against the original SEC filings available at sec.gov/edgar.

5. Limitation of Liability

To the fullest extent permitted by applicable law, AnalystLens and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to financial losses, arising from:

• Your use of, or inability to use, the Service
• Any reliance on content provided through the Service, including AI summaries and parsed financial data
• Errors, omissions, or inaccuracies in the content
• Any investment or financial decisions made based on the content

You use the Service at your own risk. You assume full responsibility for any actions taken based on information found on this platform.

6. SEC Data and Public Domain

SEC filings displayed on AnalystLens are sourced from the SEC EDGAR database and are in the public domain. AnalystLens is not affiliated with, endorsed by, or sponsored by the U.S. Securities and Exchange Commission or any government agency.

7. Intellectual Property

The design, code, branding, and AI-generated summaries on AnalystLens are the property of AnalystLens or its licensors and are protected by applicable intellectual property laws. SEC filings themselves are public domain and not subject to our copyright claims.

You may not reproduce, distribute, or create derivative works from our proprietary content without prior written permission.

8. Prohibited Use

You agree not to:

• Scrape, crawl, or systematically download content from the Service for commercial purposes without permission
• Redistribute or republish our AI-generated summaries or analysis as your own
• Use the Service for any unlawful purpose
• Attempt to interfere with the proper functioning of the Service
• Misrepresent AnalystLens content as professional financial advice

9. Termination

We reserve the right to restrict or terminate access to the Service at any time, for any reason, without notice. All provisions of these Terms that by their nature should survive termination shall survive, including disclaimers, limitations of liability, and intellectual property provisions.

10. Changes to Terms

We may revise these Terms at any time by updating this page. Changes are effective immediately upon posting. Your continued use of the Service following any changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be resolved in the courts located in Delaware.

12. Contact

If you have questions about these Terms, please contact us through our website at analystlens.com.