10-QPeriod: Q3 FY2016

ARCH CAPITAL GROUP LTD. Quarterly Report for Q3 Ended Sep 30, 2016

Filed November 4, 2016For Securities:ACGLACGLNACGLO

Summary

Arch Capital Group Ltd. (ACGL) reported its financial results for the quarter ending September 30, 2016. The company demonstrated solid growth across its segments, particularly in its mortgage operations, which saw a significant increase in gross premiums written. The insurance and reinsurance segments experienced mixed results, with some areas seeing premium reductions due to competitive market conditions while others showed growth. Overall, ACGL reported strong net income available to common shareholders, driven by both underwriting and investment performance, and an increase in book value per common share. The company also provided an update on its pending acquisition of United Guaranty Corporation (UG Corp) from AIG, which is expected to close by the end of 2016. This acquisition is a significant strategic move for ACGL, particularly for its U.S. mortgage insurance business. ACGL also completed a $450 million preferred share offering to fund the acquisition and for general corporate purposes.

Financial Statements
Beta
Revenue$1.20B
Interest Expense$15.94M
Net Income$252.87M
EPS (Basic)$0.68
EPS (Diluted)$0.66
Shares Outstanding (Basic)362.82M
Shares Outstanding (Diluted)374.79M

Key Highlights

  • 1Net income available to Arch common shareholders was $247.4 million for the third quarter of 2016, a significant increase from $74.5 million in the prior year's quarter.
  • 2Book value per common share increased to $53.62 at September 30, 2016, up from $47.95 at December 31, 2015.
  • 3The mortgage segment showed strong growth with gross premiums written up 76.4% year-over-year for the third quarter, driven by U.S. primary business and Australian mortgage reinsurance.
  • 4The company is progressing with its acquisition of United Guaranty Corporation from AIG, with an expected closing by the end of 2016, and has raised $450 million in preferred equity to help fund the transaction.
  • 5The reinsurance segment reported a strong underwriting income of $62.4 million for the quarter, up 13.7% year-over-year, with a combined ratio of 76.0%.
  • 6Total investable assets managed by Arch increased to $16.04 billion at September 30, 2016, up from $14.64 billion at December 31, 2015, reflecting growth in the investment portfolio.
  • 7The company's operating return on average common equity was 8.8% for the third quarter of 2016, a slight improvement from 8.6% in the prior year's quarter.

Frequently Asked Questions

Arch Capital's net income available to Arch common shareholders was $247.4 million for the third quarter of 2016.

Book value per common share continued to trend positively, increasing to $53.62 at September 30, 2016, from $47.95 at December 31, 2015.

Arch Capital is on track to complete the acquisition of United Guaranty Corporation from AIG by the end of 2016. The company also completed a $450 million preferred share offering to help fund this acquisition.

The mortgage segment experienced significant growth, with gross premiums written increasing by 76.4% year-over-year to $131.7 million, driven by expansion in U.S. primary business and Australian mortgage reinsurance.