8-KEarnings & ResultsExhibits & Filings

Affirm Holdings, Inc. 8-K Report, Financial Results (Feb 5, 2026)

Filed February 5, 2026For Securities:AFRM

Summary

Affirm Holdings, Inc. (AFRM) has filed an 8-K report on February 5, 2026, disclosing its financial results for the second fiscal quarter ended December 31, 2025. The primary information for investors is contained within the attached Shareholder Letter (Exhibit 99.1), which details the company's performance and financial condition for the quarter. Investors should pay close attention to this letter for specific operational and financial metrics. The filing also notes that the Shareholder Letter includes non-GAAP financial measures. Affirm has provided reconciliations of these non-GAAP measures to their comparable GAAP financial measures within the letter and its accompanying financial tables. This transparency is crucial for investors seeking a comprehensive understanding of the company's performance beyond standard accounting principles.

Key Highlights

  • 1Affirm Holdings reported its second fiscal quarter financial results for the period ending December 31, 2025.
  • 2The key details of the financial results are presented in a Shareholder Letter (Exhibit 99.1) attached to the 8-K filing.
  • 3The Shareholder Letter is incorporated by reference, making its contents integral to understanding the reported financial condition.
  • 4The filing indicates the inclusion of non-GAAP financial measures within the Shareholder Letter.
  • 5Reconciliations between non-GAAP and GAAP financial measures are provided within the Shareholder Letter and its attached financial tables.
  • 6The information provided in Item 2.02 and Exhibit 99.1 is furnished, not filed, and therefore does not subject the company to Section 18 liabilities.
  • 7The 8-K also includes the cover page interactive data file in XBRL format.

Frequently Asked Questions

The main purpose of this 8-K filing is to report Affirm Holdings' financial results for the second fiscal quarter ended December 31, 2025, through an attached Shareholder Letter.

Detailed financial results and commentary can be found in the Shareholder Letter, which is attached as Exhibit 99.1 to this 8-K filing and incorporated by reference.

Yes, the Shareholder Letter includes non-GAAP financial measures. Affirm has provided reconciliations of these measures to their comparable GAAP financial measures within the Shareholder Letter and its attached financial tables for clarity.

The information in Item 2.02 and Exhibit 99.1 is furnished, not filed. This means it is not subject to the liabilities of Section 18 of the Securities Exchange Act of 1934, nor is it automatically incorporated into other SEC filings.