8-K/AMaterial AgreementsExhibits & Filings

AMERICAN INTERNATIONAL GROUP, INC. 8-K/A Report, Material Agreement (Sep 19, 2008)

Filed September 19, 2008For Securities:AIG

Summary

This filing is an amendment to a previous 8-K report and specifically addresses the material definitive agreement concerning a revolving credit facility with the Federal Reserve Bank of New York (NY Fed). This facility provides AIG with access to up to $85 billion in borrowings, a critical lifeline during a period of severe financial stress. The interest rate is set at three-month Libor plus 8.50%, with a 24-month term, and the facility is secured by AIG's assets. The amendment also clarifies a provision related to a 79.9% equity interest in AIG, the specifics of which are contingent on corporate approvals and the chosen structure. This credit facility and the potential equity stake are significant events for investors, indicating the extreme measures being taken to ensure the company's stability and operational continuity.

Key Highlights

  • 1AIG has entered into a material definitive agreement for a revolving credit facility with the Federal Reserve Bank of New York.
  • 2The facility allows AIG to borrow up to $85 billion.
  • 3Borrowings under the facility will bear interest at three-month Libor plus 8.50% per annum.
  • 4The credit facility has a term of 24 months.
  • 5The facility is secured by a pledge of assets from AIG and its subsidiaries.
  • 6The agreement includes covenants requiring AIG to pay down the facility with proceeds from asset sales.
  • 7The filing also addresses a provision for a 79.9% equity interest in AIG, subject to corporate approvals.

Frequently Asked Questions

This filing is an amendment to correct errors and supersede a previous 8-K report, specifically detailing the terms of a significant revolving credit facility AIG has secured with the Federal Reserve Bank of New York.

AIG can borrow up to $85 billion under this facility. The borrowings will accrue interest at a rate of three-month Libor plus 8.50% per annum, and the facility has a 24-month term.

The revolving credit facility is secured by a pledge of assets belonging to AIG and various of its subsidiaries.

The filing mentions a provision for a 79.9% equity interest in AIG, but it states that the corporate approvals and formalities for this equity interest will depend on its form. While this suggests a significant stake, the exact nature and control implications are still to be determined and are subject to corporate approvals.