Early Access

10-KPeriod: FY2021

Arthur J. Gallagher & Co. Annual Report, Year Ended Dec 31, 2021

Filed February 18, 2022For Securities:AJG

Summary

Arthur J. Gallagher & Co. (AJG) reported strong performance in its 2021 Annual Report (10-K), demonstrating significant growth driven by its brokerage and risk management segments. A key strategic move during the year was the substantial acquisition of Willis Towers Watson's treaty reinsurance brokerage operations for $3.25 billion, which is expected to enhance its global reinsurance capabilities and market position. The company's diversified revenue streams, robust organic growth, and a consistent track record of strategic acquisitions highlight its stable business model and execution. AJG's financial results reflect the positive impact of the improving economic environment on its client base, leading to increased insurance exposure and claims activity. Despite facing some cost pressures and ongoing investments in technology and talent, the company maintained solid profitability and demonstrated effective management of its operations. The report also details the company's commitment to capital allocation, including dividends and share repurchases, underscoring its focus on shareholder value.

Financial Statements
Beta
Revenue$8.21B
Cost of Revenue$1.17B
Gross Profit$7.04B
Operating Expenses$7.23B
Interest Expense$226.10M
Net Income$906.80M
EPS (Basic)$4.47
EPS (Diluted)$4.37
Shares Outstanding (Basic)202.70M

Key Highlights

  • 1Completed a significant acquisition of Willis Towers Watson's treaty reinsurance brokerage operations for $3.25 billion, expanding global reach and capabilities.
  • 2Reported strong revenue growth in both the Brokerage segment (16% year-over-year) and the Risk Management segment (18% year-over-year).
  • 3Achieved robust organic revenue growth of 8.0% in the Brokerage segment and 12.2% in the Risk Management segment.
  • 4Diluted EPS grew by 10% year-over-year for the Brokerage segment and 26% for the Risk Management segment.
  • 5Successfully funded major acquisitions and operations through a combination of cash on hand, equity offerings, and debt issuances.
  • 6Managed operational costs effectively despite increased business activity and investments in technology and employee support.
  • 7Clean energy investments generated $97.4 million in after-tax earnings in 2021, though future earnings from this segment are not anticipated without legislative changes.

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