Early Access

10-QPeriod: Q1 FY2021

ALLSTATE CORP Quarterly Report for Q1 Ended Mar 31, 2021

Filed May 5, 2021For Securities:ALLALL-PJALL-PBALL-PHALL-PI

Summary

Allstate Corp. reported a net loss of $1.38 billion for the first quarter of 2021, a significant decrease from a net income of $549 million in the prior year period. This loss was primarily driven by a substantial loss from discontinued operations, which amounted to $3.79 billion, largely attributable to the pending sale of its life and annuity businesses. Despite the overall net loss, the company's core Property-Liability operations showed resilience, with underwriting income increasing by 22.9% to $1.66 billion, bolstered by the acquisition of National General Holdings Corp. and favorable auto non-catastrophe losses. Total revenues saw a notable increase of 26.2% to $12.45 billion, driven by higher insurance premiums and a significant rise in net investment income, largely from performance-based investments. The company also continued its share repurchase program and paid dividends, demonstrating a commitment to shareholder returns.

Financial Statements
Beta
Revenue$12.45B
Operating Income$2.41B
Interest Expense$86.00M
Net Income-$1.38B
EPS (Basic)$-4.65
EPS (Diluted)$-4.60
Shares Outstanding (Basic)302.50M
Shares Outstanding (Diluted)306.40M

Key Highlights

  • 1Reported a net loss of $1.38 billion for Q1 2021, primarily due to a $3.79 billion loss from discontinued operations related to the sale of life and annuity businesses.
  • 2Allstate Protection segment underwriting income increased 22.9% to $1.66 billion, driven by the National General acquisition and favorable auto non-catastrophe losses.
  • 3Total revenues grew 26.2% to $12.45 billion, supported by a 11.6% increase in property and casualty insurance premiums and a significant rise in net investment income.
  • 4Acquired National General Holdings Corp. on January 4, 2021, enhancing the company's market share in personal property-liability and independent agent distribution.
  • 5Announced pending sales of Allstate Life Insurance Company and Allstate Life Insurance Company of New York for approximately $3.0 billion, recording a $4 billion after-tax loss on disposition in Q1 2021.
  • 6Net investment income increased by 187.8% to $708 million, largely due to improved performance-based income, especially from limited partnerships.
  • 7Shareholders' equity decreased to $26.82 billion from $30.22 billion at the end of 2020, impacted by unrealized capital losses and discontinued operations, while common share repurchases and dividends continued.

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