8-KRegulation FDExhibits & Filings

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Jul 19, 2012)

Filed July 19, 2012For Securities:ALLALL-PJALL-PBALL-PHALL-PI

Summary

Allstate Corporation (ALL) filed an 8-K on July 19, 2012, to disclose information regarding its estimated catastrophe losses for June 2012 and the second quarter of 2012. The filing includes a press release that provides these estimated figures, which are crucial for investors to assess the company's profitability and financial health, particularly in light of potential weather-related events. This type of disclosure is important for understanding the volatility and underlying performance of an insurance company. The disclosed catastrophe loss estimates for June and the second quarter of 2012 allow investors to gauge the impact of specific events on Allstate's financial results. Such information is vital for making informed investment decisions, as significant catastrophe losses can materially affect earnings and potentially lead to increased premiums or changes in underwriting strategies. Investors should review the attached press release for the precise figures and any related commentary from the company.

Key Highlights

  • 1Allstate Corporation filed an 8-K on July 19, 2012.
  • 2The filing's primary purpose is to disclose estimated catastrophe losses.
  • 3Losses for the month of June 2012 are detailed.
  • 4Estimated catastrophe losses for the second quarter of 2012 are also provided.
  • 5The information was disseminated via a press release dated July 19, 2012, attached as an exhibit.
  • 6This disclosure is made under Regulation FD.
  • 7The press release is furnished and not filed, meaning it's for informational purposes and doesn't trigger the same legal implications as a filed document.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose Allstate Corporation's estimated catastrophe losses for June 2012 and for the full second quarter of 2012.

Catastrophe loss estimates are important for investors because they directly impact an insurance company's profitability. Significant losses from events like hurricanes, earthquakes, or other natural disasters can negatively affect earnings, equity, and potentially lead to changes in the company's financial outlook or operational strategies.

The specific estimated catastrophe loss figures for June and the second quarter of 2012 are detailed in the press release dated July 19, 2012, which is attached as Exhibit 99 to this 8-K filing.

No, the press release is furnished and not filed with the SEC. This means it is provided for informational purposes under Regulation FD and is not considered formally 'filed' under the Securities Exchange Act, which carries different legal implications.