10-K/APeriod: FY2025

AMERIPRISE FINANCIAL INC Annual Report (Amendment), Year Ended Dec 31, 2025

Filed March 12, 2026For Securities:AMP

Summary

Ameriprise Financial, Inc.'s fiscal year 2025 demonstrated robust financial performance, with total revenues increasing to $18.48 billion, up from $17.26 billion in 2024. This growth was primarily driven by increases in management and financial advice fees, alongside strong performance in net investment income. Net income also saw a healthy rise to $3.56 billion, translating to diluted earnings per share of $36.28. The company maintained a strong capital position, with total equity reaching $6.55 billion. Key financial highlights include solid growth in Advice & Wealth Management, driven by advisory and financial planning fees. The Asset Management segment also showed resilience, with asset management fees contributing significantly. The Retirement & Protection Solutions segment continued to be a substantial contributor to overall revenue. The company's effective tax rate remained stable, and it maintained strong regulatory capital ratios across its various subsidiaries, indicating a sound financial foundation and effective risk management.

Key Highlights

  • 1Total revenues increased to $18.48 billion in 2025 from $17.26 billion in 2024, primarily driven by growth in management and financial advice fees and net investment income.
  • 2Net income rose to $3.56 billion in 2025, resulting in diluted earnings per share of $36.28.
  • 3Total equity grew to $6.55 billion as of December 31, 2025.
  • 4The Advice & Wealth Management segment showed strong revenue growth, driven by advisory and financial planning fees.
  • 5Asset Management segment fees contributed significantly to overall revenue, reflecting the company's investment management capabilities.
  • 6The company maintained strong regulatory capital ratios, exceeding minimum requirements across its subsidiaries.
  • 7Shareholders' equity increased to $6.55 billion, supported by retained earnings and other comprehensive income.

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