10-QPeriod: Q1 FY2026

AMERIPRISE FINANCIAL INC Quarterly Report for Q1 Ended Mar 31, 2026

Filed May 7, 2026For Securities:AMP

Summary

Ameriprise Financial, Inc. reported a strong first quarter for 2026, with pretax income increasing by 67% to $1.144 billion compared to the prior year. This growth was driven by a significant reduction in expenses related to market impacts on non-traditional long-duration products and favorable equity market performance. Total net revenues increased by 11% to $4.812 billion, primarily due to higher management and financial advice fees, reflecting market appreciation and client net inflows in the Advice & Wealth Management segment. The company's robust capital position and continued share repurchase activity demonstrate a commitment to shareholder value.

Financial Statements
Beta
Revenue$4.89B
Operating Expenses$3.67B
Net Income$915.00M
EPS (Basic)$9.81
EPS (Diluted)$9.68
Shares Outstanding (Basic)93.30M
Shares Outstanding (Diluted)94.50M

Key Highlights

  • 1Pretax income rose 67% to $1.144 billion for the three months ended March 31, 2026.
  • 2Total net revenues increased 11% to $4.812 billion, driven by growth in management and financial advice fees.
  • 3The Advice & Wealth Management segment saw a 20% increase in pretax adjusted operating earnings, reaching $951 million.
  • 4Asset Management segment's pretax adjusted operating earnings grew 13% to $273 million.
  • 5The company repurchased 1.6 million shares of common stock for $784 million in Q1 2026.
  • 6Cash and cash equivalents (excluding CIEs and restricted cash) were $8.3 billion as of March 31, 2026.
  • 7Ameriprise Financial maintained strong liquidity with $2.3 billion in estimated available liquidity at the parent company level.

Frequently Asked Questions

The significant increase in pretax income was primarily driven by a reduction in expenses related to the market impact on non-traditional long-duration products (down to $184 million from $460 million year-over-year) and favorable equity market performance, which boosted asset-based fees.

The Advice & Wealth Management segment reported strong growth with a 20% increase in pretax adjusted operating earnings. The Asset Management segment also showed growth, with a 13% increase in earnings. The Retirement & Protection Solutions segment experienced a 12% decrease in earnings, while the Corporate & Other segment improved its adjusted operating loss by 16%.

Ameriprise Financial demonstrated its commitment to shareholders by repurchasing $784 million of its common stock in the first quarter of 2026 and has $1.8 billion remaining under its current share repurchase authorization. The company also paid regular quarterly dividends.

The company maintains substantial liquidity, with $8.3 billion in cash and cash equivalents (excluding CIEs and restricted cash) as of March 31, 2026. The parent company estimates $2.3 billion in available liquidity, supported by cash, unencumbered liquid securities, and credit facilities, indicating a strong financial position.