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10-QPeriod: Q2 FY2025

Aon plc Quarterly Report for Q2 Ended Jun 30, 2025

Filed July 25, 2025For Securities:AON

Summary

Aon plc's (AON) second quarter 2025 results show a robust increase in revenue, driven by both organic growth and the significant contribution of the NFP acquisition. Total revenue rose 11% to $4.2 billion, with Risk Capital and Human Capital segments both posting solid gains. The company experienced a notable increase in operating expenses, largely due to integrating NFP and investments in long-term growth, but managed to improve its operating margin to 20.7% through cost efficiencies and organic growth. Diluted Earnings Per Share (EPS) saw a healthy increase to $2.66. Financially, Aon demonstrated strong operational cash flow, up 14% year-over-year for the first six months, leading to an increase in Free Cash Flow. The company maintained a strong liquidity position with ample credit facilities available. Shareholder returns were supported by continued share repurchases, with approximately $1.8 billion remaining under the current authorization, and dividend payments. Despite a challenging macroeconomic and geopolitical environment, Aon remains confident in its strategy and financial resilience.

Financial Statements
Beta
Revenue$4.16B
Operating Expenses$3.30B
Operating Income$859.00M
Net Income$579.00M
EPS (Basic)$2.68
EPS (Diluted)$2.66
Shares Outstanding (Basic)216.20M
Shares Outstanding (Diluted)217.30M

Key Highlights

  • 1Total revenue increased by 11% to $4.2 billion for Q2 2025, driven by 6% organic growth and the inclusion of NFP.
  • 2Operating income increased by 31% to $859 million, while operating margin improved to 20.7% from 17.4% in the prior year period.
  • 3Diluted earnings per share increased to $2.66 for Q2 2025, up from $2.46 in the prior year period.
  • 4Cash flow from operations increased by 14% to $936 million for the first six months of 2025.
  • 5The company repurchased approximately $0.5 billion of shares during the first six months of 2025, with $1.8 billion remaining under the current authorization.
  • 6Acquisitions, primarily the NFP transaction, continue to be a significant driver of growth, contributing substantially to both revenue and operating expenses.
  • 7The Accelerating Aon United Program is on track, contributing $204 million in expenses for the first six months and expected to generate annualized expense savings of approximately $350 million by the end of 2026.

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