8-KMaterial Agreements

Aon plc 8-K Report, Agreement Terminated (Nov 19, 2010)

Filed November 19, 2010For Securities:AON

Summary

Aon plc (AON) filed an 8-K report on November 19, 2010, to announce the termination of a material definitive agreement. Specifically, the company has elected to prepay all outstanding senior unsecured notes issued under a Note Purchase Agreement dated August 21, 2008. These notes, totaling $230 million ($175 million Series F and $55 million Series G), were assumed by Aon following its merger with Hewitt Associates, Inc., which closed on October 1, 2010. This prepayment is a strategic financial decision by Aon. While the company will incur significant make-whole premium costs (estimated at approximately $52.2 million combined for Series F and G notes) along with accrued interest, the action signifies Aon's proactive management of its debt obligations post-merger. Investors should view this as a move to simplify the capital structure and potentially reduce future interest expenses, although the immediate cost is substantial.

Key Highlights

  • 1Aon plc is prepaying its $230 million in senior unsecured notes due August 21, 2015 (Series F) and August 21, 2018 (Series G).
  • 2The prepayment is scheduled for December 20, 2010.
  • 3These notes were originally issued by Hewitt Associates L.L.C. and assumed by Aon as part of the merger with Hewitt Associates, Inc.
  • 4The prepayment will include the principal amount, accrued interest, and a 'make-whole' premium.
  • 5The estimated make-whole premium is approximately $36.7 million for Series F notes and $15.5 million for Series G notes.
  • 6Accrued interest through the prepayment date is estimated at approximately $3.8 million for Series F and $1.3 million for Series G notes.
  • 7This action aims to terminate a material definitive agreement and streamline Aon's debt structure post-merger.

Frequently Asked Questions

Aon is prepaying these notes as part of its strategy to manage its debt obligations following the merger with Hewitt Associates. This action allows Aon to terminate a material definitive agreement and potentially simplify its capital structure.

The total cost includes the principal amount of $230 million, plus accrued interest (approximately $5.1 million combined), and a make-whole premium (approximately $52.2 million combined). The exact final amount will be determined on the prepayment date.

The prepayment is scheduled to occur on December 20, 2010, at which point the notes will be canceled.

Under the Note Purchase Agreement, Aon had the option to prepay all or part of the notes with a make-whole premium. This filing indicates Aon has exercised that option.