10-QPeriod: Q3 FY1996

AMERICAN EXPRESS CO Quarterly Report for Q3 Ended Sep 30, 1996

Filed November 14, 1996For Securities:AXP

Summary

This 10-Q filing for American Express Company (AXP) as of September 29, 1996, represents the company's performance during the third quarter of 1996. While the provided text is a directory listing of the filing and does not contain detailed financial statements or management discussion, investors would typically look for information on revenue growth, profitability, credit quality, and strategic initiatives. Based on the filing date and period, this report would offer a snapshot of the company's financial health and operational performance in the mid-1990s, a period of significant evolution in the credit card and financial services industries. Investors should examine trends in cardholder spending, new account acquisition, and the effectiveness of the company's risk management strategies. Key areas of interest for investors would include any commentary on competitive pressures, international expansion efforts, and the impact of economic conditions on consumer and corporate spending. Given the lack of specific financial data in the provided text, a full analysis would require access to the actual financial statements within the 10-Q. However, the filing signifies American Express's ongoing reporting obligations and provides a point of reference for evaluating its performance in that fiscal year.

Key Highlights

  • 1The filing is for American Express Company (AXP) for the period ending September 29, 1996.
  • 2The report was filed on November 13, 1996, covering the third quarter of fiscal year 1996.
  • 3This document is a standard 10-Q quarterly report filed with the SEC.
  • 4The provided text is a directory listing of the filing's contents, not the financial statements themselves.
  • 5Investors would typically seek revenue, net income, and balance sheet information from such a filing.
  • 6Key performance indicators to watch would include credit card spending volume and new account growth.
  • 7The filing reflects American Express's adherence to regulatory reporting requirements during the mid-1990s.

Frequently Asked Questions

The provided text is a directory listing of the 10-Q filing and does not contain the detailed financial statements (Income Statement, Balance Sheet, Cash Flow Statement) or the Management's Discussion and Analysis of Financial Condition and Results of Operations. Investors would need to access the full filing document to review the specific financial results for the period ending September 29, 1996.

Based solely on the filing metadata, the specific business drivers are not detailed. However, for a credit card and financial services company like American Express in 1996, key drivers would typically include consumer and business spending on its cards, growth in cardholder accounts, transaction volumes, interest income from outstanding balances, and fees from merchants and cardholders. Strategic initiatives and competitive landscape would also be critical factors.

The provided directory listing does not contain information about specific business events or strategic shifts. To understand these, one would need to review the Management's Discussion and Analysis section within the full 10-Q filing, which would discuss trends, known uncertainties, and management's outlook.

The full 10-Q filing, including detailed financial statements and management commentary, can typically be accessed through the SEC's EDGAR database. The provided text gives the filing date and company name, which can be used to search for the complete document on the SEC's EDGAR system.