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10-QPeriod: Q3 FY2017

AMERICAN EXPRESS CO Quarterly Report for Q3 Ended Sep 30, 2017

Filed October 24, 2017For Securities:AXP

Summary

American Express Company (AXP) reported its financial results for the quarter and nine months ended September 29, 2017. For the third quarter of 2017, the company demonstrated resilience with a slight increase in revenue, driven by modest growth in cardholder spending and new account acquisition. While net income saw a decrease compared to the prior year, this was largely attributed to a significant increase in marketing and promotion expenses aimed at attracting new customers and strengthening its competitive position in a dynamic market. The company also highlighted ongoing investments in technology and digital capabilities to enhance customer experience and expand its service offerings.

Financial Statements
Beta
Revenue$6.17B
Interest Expense$568.00M
Net Income$1.36B
EPS (Basic)$1.51
EPS (Diluted)$1.51
Shares Outstanding (Basic)878.00M
Shares Outstanding (Diluted)881.00M

Key Highlights

  • 1Revenue for the third quarter of 2017 showed a modest increase, indicating continued customer engagement and spending on its platform.
  • 2Net income for the quarter was impacted by higher marketing and promotion expenses, a strategic investment to drive future growth and market share.
  • 3The company continued to focus on acquiring new customers, evidenced by growth in new accounts, which is crucial for long-term revenue generation.
  • 4Operating expenses, particularly marketing and promotion, increased as AXP invested in its competitive positioning.
  • 5The balance sheet remained strong, with ample liquidity to support ongoing operations and strategic initiatives.
  • 6Management's discussion and analysis likely provides further detail on the factors influencing revenue streams, credit quality, and strategic outlook.
  • 7The filing includes comprehensive financial statements, offering investors a detailed view of the company's income, cash flow, and financial position.

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