Summary
This Form 8-K filing by American Express Company, dated January 24, 2005, primarily serves to announce the company's financial results for the fourth quarter and the full year of 2004. The filing incorporates by reference three exhibits: the official earnings press release, additional financial information, and a detailed earnings supplement. These documents provide key performance data and insights into the company's financial condition at the close of the 2004 fiscal year, offering investors a comprehensive overview of American Express's recent performance. Investors should focus on the attached exhibits (99.1, 99.2, and 99.3) for substantive financial details. These materials are crucial for understanding the company's revenue, profitability, and any significant operational highlights or challenges that may have influenced its results during the fourth quarter and the entirety of 2004. The filing itself acts as a notification and official record, directing stakeholders to the detailed financial disclosures.
Key Highlights
- 1American Express Company filed an 8-K on January 24, 2005, to report its Q4 and full-year 2004 financial results.
- 2The filing incorporates by reference a press release (Exhibit 99.1) detailing the financial results.
- 3Additional financial information for Q4 and full-year 2004 is provided as Exhibit 99.2.
- 4A 2004 Fourth Quarter/Full Year Earnings Supplement is included as Exhibit 99.3 for further detail.
- 5The report serves as a formal disclosure mechanism under Regulation FD, ensuring timely and broad dissemination of financial information.
- 6Investors are directed to the attached exhibits for the substantive financial performance data of American Express for the period.