8-KEarnings & ResultsRegulation FD

AMERICAN EXPRESS CO 8-K Report, Financial Results (Apr 24, 2008)

Filed April 24, 2008For Securities:AXP

Summary

This Form 8-K filing by American Express Company (AXP) on April 24, 2008, primarily serves to announce and provide details regarding the company's financial results for the first quarter of 2008. The report incorporates by reference three key documents: a press release detailing the Q1 2008 earnings, additional financial information, and a supplementary earnings supplement. These documents offer investors a comprehensive look at the company's performance during the January to March period of 2008. While the 8-K itself doesn't contain the specific financial figures, it directs investors to the attached exhibits which contain the crucial data. Investors should review the incorporated press release and supplementary materials to understand key metrics such as revenue, net income, earnings per share, and any significant operational or strategic developments that impacted the first quarter's financial outcomes. This filing is a standard procedure for disseminating quarterly financial results under SEC regulations.

Key Highlights

  • 1AXP filed an 8-K on April 24, 2008, to report its Q1 2008 financial results.
  • 2The filing incorporates by reference a press release (Exhibit 99.1) detailing the Q1 2008 earnings.
  • 3Additional financial information for Q1 2008 is provided as Exhibit 99.2.
  • 4A dedicated 2008 First Quarter Earnings Supplement (Exhibit 99.3) offers further details for investors.
  • 5The report confirms the date of the earliest event reported as April 23, 2008, consistent with the earnings announcement.
  • 6This filing adheres to Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure) of Form 8-K.

Frequently Asked Questions

The primary purpose of this Form 8-K filing is to formally announce and provide access to American Express Company's financial results for the first quarter of 2008, in accordance with SEC regulations. It directs investors to the detailed financial information contained within the attached exhibits.

The actual financial results are not directly stated in the 8-K form itself. They are provided in the incorporated exhibits: Exhibit 99.1 (Press Release), Exhibit 99.2 (Additional financial information), and Exhibit 99.3 (2008 First Quarter Earnings Supplement).

Investors should review the attached exhibits for key financial metrics such as revenue, net income, earnings per share (EPS), important business segment performance, credit metrics (like provisions for losses), and any forward-looking statements or management commentary regarding the company's performance and outlook.

This filing is specifically related to the standard disclosure of quarterly financial results. It is not indicating a specific operational event (beyond the regular course of business) or a new regulatory change, but rather fulfilling the company's obligation to report its financial condition and results of operations in a timely manner.