What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to publicly disclose American Express Company's financial results for the fourth quarter and the full year of 2008. It incorporates by reference the press release and supporting financial documents that contain these results.

Where can I find the actual financial results for American Express for Q4 and FY 2008?

The actual financial results are not detailed within the 8-K form itself. Instead, they are contained in the exhibits referenced: Exhibit 99.1 (Press Release), Exhibit 99.2 (Additional Financial Information), and Exhibit 99.3 (Earnings Supplement). Investors need to access these attached documents for the detailed financial data.

What is the significance of filing this report in January 2009?

Filing in January 2009 is significant because it provides investors with an immediate look at American Express's performance during the challenging economic conditions of late 2008, which were heavily impacted by the global financial crisis. The results would offer insights into how the company navigated that period.

What are Items 2.02 and 7.01 mentioned in the filing?

Item 2.02 pertains to the disclosure of 'Results of Operations and Financial Condition,' allowing companies to announce material updates on their financial performance. Item 7.01 concerns 'Regulation FD Disclosure,' ensuring that material non-public information is broadly disseminated to all investors simultaneously.

AXP 8-K: Earnings & Results & Regulation FD

Summary

This Form 8-K filing by American Express Company (AXP) on January 26, 2009, announces the release of their financial results for the fourth quarter and full year of 2008. The report primarily serves to incorporate by reference three key documents: a press release detailing the financial results, additional financial information, and an earnings supplement. These attached exhibits provide the substantive details of Amex's performance during the specified periods. Investors should refer to these exhibits for comprehensive data on the company's financial condition and operational results as of December 31, 2008. Given the timing of the filing in early 2009, this report is crucial for understanding American Express's performance amidst the challenging economic environment of the late 2008 period. The incorporated exhibits would contain vital information regarding revenue, expenses, profitability, balance sheet items, and potentially forward-looking statements or management commentary on the outlook, all of which are critical for investors evaluating the company's resilience and strategic positioning.

Key Highlights

1American Express filed an 8-K on January 26, 2009, to report its Q4 and full-year 2008 financial results.
2The filing incorporates by reference a press release announcing these financial results (Exhibit 99.1).
3Additional detailed financial information for Q4 and full-year 2008 is also included as an exhibit (Exhibit 99.2).
4A specific earnings supplement for the Q4 and full-year 2008 period is provided as Exhibit 99.3.
5These documents collectively offer a comprehensive view of American Express's financial performance and condition at the end of 2008.
6The filing is made under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).

AMERICAN EXPRESS CO 8-K Report, Financial Results (Jan 26, 2009)

Summary

Key Highlights

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