What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to publicly disclose the slide package that Bank of America Corporation used during its participation in the Goldman Sachs Bank CEO Conference on December 2, 2003. This is a common practice for companies to share presentation materials used in investor conferences.

Where can I find the actual financial information discussed at the conference?

This 8-K filing itself does not contain detailed financial statements or pro forma financial information. It only provides the slide package (Exhibit 99.1) used for the presentation. To find detailed financial information, investors would need to refer to Bank of America's regular SEC filings such as 10-Q (quarterly) or 10-K (annual) reports, or any other 8-K filings that specifically include financial data.

Does Bank of America have a responsibility to update the information presented in the slide package?

No, Bank of America explicitly states in the filing that it does not assume any obligation to correct or update the information presented in the slide package after its initial release. Investors should treat the information as a snapshot in time as of December 2, 2003.

What is the significance of the information not being 'filed' under Section 18?

When information is furnished under Regulation FD and stated as not 'filed' for Section 18 purposes, it means that the company is not subject to the same level of liability as it would be for formal SEC filings like annual or quarterly reports. While it provides transparency, it means investors cannot rely on it in the same way they would for legal liability purposes under Section 18 of the Securities Exchange Act of 1934.

BANK OF AMERICA CORP /DE/ 8-K SEC Disclosure

Summary

This 8-K filing by Bank of America Corporation (BAC) on December 2, 2003, primarily serves to furnish an exhibit: a slide package prepared for the Goldman Sachs Bank CEO Conference held on the same date. The filing indicates that this presentation was used during the conference and webcast. While not a comprehensive financial report, the slide package likely contains forward-looking statements and operational updates intended for investors and analysts attending the conference. Investors should note that the information presented is as of the date of the conference (December 2, 2003), and Bank of America does not assume an obligation to update it. The filing specifies that this information is not deemed "filed" for Section 18 of the Securities Exchange Act of 1934, meaning it does not carry the same legal implications as a formally filed financial statement.

Key Highlights

1Bank of America Corporation (BAC) filed an 8-K on December 2, 2003.
2The filing's main purpose is to submit Exhibit 99.1, a slide package for the Goldman Sachs Bank CEO Conference.
3The slide package was presented at the conference and webcast on December 2, 2003.
4The information in the slide package is current as of December 2, 2003, or the date indicated on individual slides.
5Bank of America has no obligation to update or correct the information presented in the slide package.
6The furnished information and exhibit are not considered 'filed' under Section 18 of the Securities Exchange Act of 1934.
7The filing does not contain new financial statements or pro forma information, but rather supplementary presentation materials.

BANK OF AMERICA CORP /DE/ 8-K Report (Dec 2, 2003)

Summary

Key Highlights

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