8-KOther Events

BANK OF AMERICA CORP /DE/ 8-K Report (Jan 15, 2004)

Filed January 15, 2004For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

Bank of America Corporation (BAC) filed an 8-K on January 15, 2004, to announce its financial results for the fourth quarter and full year ended December 31, 2003. For the fourth quarter, the company reported earnings of $2.73 billion, translating to diluted earnings per common share of $1.83. For the full year, BAC achieved a net income of $10.8 billion and diluted earnings per common share of $7.13. This filing also indicates that the company held an investor conference and webcast on the same day to discuss these results and provide an outlook on financial and strategic goals for fiscal year 2004. The supplemental information and script from this event are attached as exhibits, offering further detail on the company's performance and future plans. Investors should note that this supplemental information is furnished and not deemed 'filed' for specific regulatory purposes.

Key Highlights

  • 1Announced Q4 2003 earnings of $2.73 billion, or $1.83 per diluted share.
  • 2Reported full-year 2003 net income of $10.8 billion, or $7.13 per diluted share.
  • 3Filed supplemental investor materials and a CFO's script detailing 2003 results and 2004 strategic goals.
  • 4Held an investor conference and webcast on January 15, 2004, to discuss financial performance and future outlook.
  • 5Exhibits include a press release, supplemental information, and a script from the CFO.

Frequently Asked Questions

For the fourth quarter of 2003, Bank of America reported earnings of $2.73 billion, or $1.83 per diluted share. For the full year 2003, the company announced a net income of $10.8 billion, or $7.13 per diluted share.

The company filed supplemental information and a script from its Vice Chairman and CFO, James H. Hance, Jr., which were used during an investor conference and webcast on January 15, 2004. These documents discuss the 2003 financial results and outline financial and strategic goals for fiscal year 2004.

No, the supplemental information and the CFO's script furnished with this 8-K are not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934, nor are they incorporated by reference into any filings under the Securities Act of 1933. They are presented as of January 15, 2004.