What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to publicly disclose Bank of America's financial results for the third quarter of 2004, including earnings and EPS, as well as to provide supplemental information discussed at an investor conference.

Where can I find more detailed financial information beyond the headline numbers?

More detailed financial information can be found in Exhibit 99.1 (Press Release dated October 14, 2004) and Exhibit 99.2 (Supplemental Information prepared for the investor conference), which are attached to this Form 8-K filing and incorporated by reference.

Does this filing contain forward-looking statements or guidance for future quarters?

This specific filing primarily reports on historical third-quarter 2004 results. While the supplemental information package (Exhibit 99.2) might contain additional context, the filing itself does not explicitly detail future guidance. Investors should refer to the exhibits for any such disclosures.

BAC 8-K: Earnings & Results & Regulation FD

Q: What were Bank of America's key financial results for the third quarter of 2004?

Bank of America reported total earnings of $3.76 billion and diluted earnings per common share of $0.91 for the third quarter ended September 30, 2004.

Summary

This Form 8-K filing by Bank of America Corporation (BAC) on October 14, 2004, primarily serves to report the company's financial results for the third quarter ended September 30, 2004. Investors can gain insights into the company's performance from the attached press release and supplemental information. The key financial metrics announced include total earnings of $3.76 billion and diluted earnings per common share of $0.91 for the quarter. This filing indicates that the company held an investor conference and webcast on the same day to discuss these results, providing additional context and details to the market.

Key Highlights

1Bank of America announced third-quarter 2004 earnings of $3.76 billion.
2Diluted earnings per common share for Q3 2004 were reported at $0.91.
3The company officially filed its 3rd Quarter Earnings Release as an exhibit to this 8-K.
4A supplemental information package was prepared and furnished for an investor conference and webcast on October 14, 2004.
5The filing is dated October 14, 2004, with the event date also noted as October 13, 2004.
6This report falls under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).

BANK OF AMERICA CORP /DE/ 8-K Report, Financial Results (Oct 14, 2004)

Summary

Key Highlights

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