8-KOther EventsExhibits & Filings

BANK OF AMERICA CORP /DE/ 8-K Report, Corporate Update (Oct 29, 2004)

Filed October 29, 2004For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

This 8-K filing from Bank of America Corporation, dated October 29, 2004, primarily relates to the ongoing offering of its InterNotes® debt securities. The company is filing a prospectus, dated October 29, 2004, for the continued offering of these notes, which were initially registered under a Form S-3 filing in August 2002. This filing serves to update the market on the company's ability to continue offering these debt instruments. The key takeaway for investors is that Bank of America is actively managing its capital structure through the issuance of debt. The filing itself does not disclose new financial performance figures or material business changes, but rather details the administrative and legal aspects of continuing a previously established debt issuance program. Investors interested in BAC's debt offerings should note the amended selling agent agreement and the forms of senior and subordinated InterNotes® being filed as exhibits.

Key Highlights

  • 1Bank of America Corporation is continuing its offering of InterNotes® debt securities.
  • 2A prospectus dated October 29, 2004, has been filed to support the continued offering.
  • 3The offering is conducted under a previously effective registration statement filed on Form S-3 in August 2002.
  • 4The filing includes an Amended and Restated Selling Agent Agreement dated October 29, 2004.
  • 5Forms of Bank of America Corporation Senior InterNote® and Subordinated InterNote® are filed as exhibits.
  • 6This 8-K filing focuses on the administrative and legal aspects of ongoing debt issuance, not on new financial results.

Frequently Asked Questions

The main purpose of this 8-K filing is to update the Securities and Exchange Commission on the continued offering of Bank of America Corporation's InterNotes® debt securities. It includes the filing of a prospectus and related agreements that govern the ongoing issuance and sale of these notes.

No, this specific 8-K filing does not provide new financial results or performance data. It is an 'Other Events' filing (Item 8.01) and focuses on the administrative and legal aspects of continuing a debt offering program that was initially registered in 2002.

InterNotes® are a type of debt security offered by Bank of America. The filing indicates that both senior and subordinated forms of these notes are available as part of the offering.

The filing of an Amended and Restated Selling Agent Agreement suggests that the terms under which agents can sell the InterNotes® have been updated or revised. This is a standard procedural filing to ensure the ongoing offering is conducted under current agreements.