8-KEarnings & ResultsRegulation FDOther Events+1

BANK OF AMERICA CORP /DE/ 8-K Report, Financial Results (Jan 18, 2005)

Summary

Bank of America Corporation (BAC) filed an 8-K on January 18, 2005, to report its financial results for the fourth quarter and the full year ended December 31, 2004. The filing reveals strong performance for the period, with net income reaching $3.85 billion and diluted earnings per common share at $0.94 for the fourth quarter. For the full year 2004, the company achieved a net income of $14.1 billion and diluted earnings per common share of $3.69. This report also includes information about an investor conference and webcast held on the same day to discuss these results. Attached exhibits, including the press release, supplemental information package, and a script from the CEO and CFO, provide further details on the financial performance and outlook for fiscal year 2005. Investors should note that while the attached information provides a snapshot of the company's performance and future goals as of year-end 2004, BAC does not assume an obligation to update this information.

Key Highlights

  • 1Reported Q4 2004 net income of $3.85 billion and diluted EPS of $0.94.
  • 2Announced full-year 2004 net income of $14.1 billion and diluted EPS of $3.69.
  • 3The 8-K filing includes the official earnings press release for the period.
  • 4Supplemental information and a script from senior management were provided during an investor conference and webcast.
  • 5The filing indicates a discussion of financial and strategic goals for fiscal year 2005.
  • 6Information provided is as of December 31, 2004, with no obligation to update.

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