8-KEarnings & ResultsRegulation FDOther Events+1

BANK OF AMERICA CORP /DE/ 8-K Report, Financial Results (Apr 18, 2005)

Filed April 18, 2005For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

Bank of America Corporation (BAC) filed a Form 8-K on April 18, 2005, to report its financial results for the first quarter ended March 31, 2005. The company announced a net income of $4.70 billion and diluted earnings per common share of $1.14 for the quarter. This filing primarily serves to officially submit the earnings release and supplemental information presented during an investor conference and webcast held on the same day. Investors should note that the supplemental information is presented as of March 31, 2005, and BAC does not undertake to update this information. The detailed financial performance metrics and any forward-looking statements would be found in the referenced press release and supplemental package, which are incorporated by reference into this filing.

Key Highlights

  • 1Announced Q1 2005 net income of $4.70 billion.
  • 2Reported diluted earnings per common share of $1.14 for Q1 2005.
  • 3The 8-K filing incorporates by reference the official Q1 2005 earnings press release (Exhibit 99.1).
  • 4Also incorporated by reference is a Supplemental Information package provided during an investor conference on April 18, 2005 (Exhibit 99.2).
  • 5The filing confirms the date of the earnings announcement and associated investor communication events.
  • 6Management provided no update obligation for the supplemental information presented as of March 31, 2005.

Frequently Asked Questions

For the first quarter ended March 31, 2005, Bank of America reported a net income of $4.70 billion and diluted earnings per common share of $1.14.

The detailed financial results are provided in the earnings press release (Exhibit 99.1) and a Supplemental Information package (Exhibit 99.2), both of which are incorporated by reference into this 8-K filing.

No, the filing states that the Supplemental Information package is presented as of March 31, 2005, and Bank of America does not assume any obligation to correct or update said information in the future.

This 8-K filing serves to officially report and incorporate by reference Bank of America's financial results for the first quarter of 2005, along with the associated press release and supplemental information presented to investors.