8-KEarnings & ResultsRegulation FDOther Events+1

BANK OF AMERICA CORP /DE/ 8-K Report, Financial Results (Oct 19, 2005)

Filed October 19, 2005For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

Bank of America Corporation (BAC) filed an 8-K on October 19, 2005, to report its financial results for the third quarter ended September 30, 2005. The filing disclosed that the company achieved a net income of $4.13 billion and diluted earnings per common share of $1.02 for the quarter. This report primarily serves to attach and incorporate by reference the press release and supplemental information detailing these results, which were also presented at an investor conference and webcast held on the same day. Investors should note that this 8-K filing focuses on the announcement of the Q3 2005 earnings. While it provides the headline figures for net income and EPS, detailed segment performance, balance sheet changes, or future outlook are not elaborated upon within the 8-K itself, but are expected to be found in the referenced exhibits (Exhibit 99.1 and 99.2). The company also noted that it does not assume an obligation to correct or update the furnished information in the future.

Key Highlights

  • 1Bank of America reported Q3 2005 net income of $4.13 billion.
  • 2Diluted earnings per common share for Q3 2005 were $1.02.
  • 3The 8-K filing date is October 19, 2005, reporting results for the quarter ended September 30, 2005.
  • 4The filing includes an earnings press release (Exhibit 99.1) and supplemental information (Exhibit 99.2).
  • 5These results were disclosed via an investor conference and webcast on October 19, 2005.
  • 6The company does not undertake to update or correct the furnished information.
  • 7The report is specifically focused on the announcement of financial results and does not contain other material business events.

Frequently Asked Questions

This 8-K filing's primary purpose is to announce and provide access to Bank of America's financial results for the third quarter ended September 30, 2005. It includes the key figures of net income and earnings per share, along with the official press release and supplemental information detailing these results.

For the third quarter of 2005, Bank of America reported a net income of $4.13 billion and diluted earnings per common share of $1.02.

More detailed financial information is available in the exhibits attached to this 8-K filing, specifically Exhibit 99.1 (the press release) and Exhibit 99.2 (the supplemental information package), which were presented at the investor conference and webcast.

This specific 8-K filing focuses on reporting historical financial results for Q3 2005. While the referenced exhibits may contain forward-looking statements as is typical for earnings releases, the 8-K itself does not explicitly provide future guidance or outlook. Furthermore, the company stated it does not assume an obligation to update or correct the furnished information.