8-KEarnings & ResultsRegulation FDOther Events+1

BANK OF AMERICA CORP /DE/ 8-K Report, Financial Results (Apr 20, 2006)

Summary

Bank of America Corporation (BAC) filed an 8-K on April 20, 2006, to report its financial results for the first quarter ended March 31, 2006. The company announced a net income of $4.99 billion and diluted earnings per common share of $1.07. This filing primarily serves to incorporate by reference the press release containing these results, along with supplemental information and a slide package presented at an investor conference. Investors reviewing this report should note that the core financial performance details are contained within the referenced exhibits, particularly the press release. The 8-K itself acts as a notification and archival mechanism for these disclosures, which were discussed in more detail during a subsequent investor webcast. While the 8-K provides the headline numbers, a deeper understanding would require reviewing the attached supplemental materials.

Key Highlights

  • 1Announced Q1 2006 Net Income of $4.99 billion.
  • 2Reported Q1 2006 Diluted Earnings Per Common Share of $1.07.
  • 3Filing includes press release (Exhibit 99.1) detailing Q1 2006 financial results.
  • 4Supplemental Information package (Exhibit 99.2) for investor conference incorporated by reference.
  • 5Slide package from CFO Alvaro de Molina (Exhibit 99.3) for investor conference incorporated by reference.
  • 6Event date for earliest reported event: April 19, 2006.
  • 7Filing made on April 20, 2006, coinciding with the earnings release date.

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