8-KRegulation FDExhibits & Filings

BANK OF AMERICA CORP /DE/ 8-K Report, Regulation FD Disclosure (Apr 13, 2007)

Filed April 13, 2007For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

Bank of America Corporation (BAC) filed an 8-K on April 13, 2007, to disclose supplemental historical financial information for 2006 and pro forma information for 2005. This information is presented for illustrative purposes and relates to the acquisition of MBNA Corporation, as well as changes in the presentation of BAC's business segments. The filing emphasizes that this supplemental information is provided as of the filing date and does not obligate the company to update or correct it in the future. Investors should note that this 8-K is primarily a disclosure of supplementary data rather than an announcement of a material event. The core purpose is to provide a clearer understanding of the company's financial positioning and performance trends, particularly in light of significant strategic events like the MBNA acquisition and internal business segment reconfigurations. The information is not considered 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934.

Key Highlights

  • 1Bank of America Corporation filed a Current Report (8-K) on April 13, 2007.
  • 2The report provides supplemental historical financial information for 2006.
  • 3Supplemental pro forma financial information for 2005 is also included.
  • 4The disclosures relate to the acquisition of MBNA Corporation.
  • 5Changes in the basis of presentation for Bank of America's business segments are also detailed.
  • 6The supplemental information is provided for illustrative purposes.
  • 7The company stated it does not assume an obligation to correct or update this supplemental information in the future.

Frequently Asked Questions

The primary purpose of this 8-K filing is to provide supplemental historical financial information for 2006 and pro forma information for 2005. This is for illustrative purposes to help investors understand the impact of the MBNA acquisition and changes in how Bank of America presents its business segments.

The supplemental financial information relates to two key areas: the acquisition of MBNA Corporation and changes in Bank of America's business segments' basis of presentation.

No, the information furnished in this 8-K, including Exhibit 99.1, is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934, nor is it incorporated by reference into any filings under the Securities Act of 1933. This means it's provided for informational purposes but doesn't carry the same legal implications as a formally 'filed' document.

The company explicitly states that it does not assume any obligation to correct or update the supplemental financial information in the future. Investors should therefore treat this information as a snapshot as of April 13, 2007.