8-KRegulation FDExhibits & Filings

BANK OF AMERICA CORP /DE/ 8-K Report, Regulation FD Disclosure (Nov 13, 2007)

Filed November 13, 2007For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

This 8-K filing from Bank of America Corporation (BAC) on November 13, 2007, primarily announces that the company's Chief Financial Officer, Joe L. Price, is scheduled to make a presentation at the Merrill Lynch Banking and Financial Services Investor Conference. The presentation will be webcast, and a copy of the prepared statement for this conference is furnished as Exhibit 99.1. Investors should note that the information provided in this presentation is current as of November 13, 2007, and the company does not assume an obligation to update it. While this filing does not contain new financial statements or definitive agreements, the furnished presentation likely offers insights into the company's strategic outlook, financial performance, and market positioning as perceived by management at that time, particularly in the context of the ongoing financial sector developments in late 2007.

Key Highlights

  • 1Bank of America Corporation (BAC) filed an 8-K on November 13, 2007.
  • 2The filing pertains to a presentation by CFO Joe L. Price at the Merrill Lynch Banking and Financial Services Investor Conference.
  • 3The presentation is scheduled to be webcast simultaneously.
  • 4Exhibit 99.1 contains the prepared statement for the conference presentation.
  • 5Information in the presentation is current as of November 13, 2007.
  • 6The company stated it does not have an obligation to update the information presented.
  • 7The information furnished is not considered 'filed' for SEC purposes and is not incorporated into other filings.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose that Bank of America's Chief Financial Officer will be presenting at an investor conference and to furnish the text of that presentation as an exhibit. This ensures that all investors have access to the same information being shared with conference attendees.

The details of the presentation are expected to be in Exhibit 99.1, which is the conference presentation by Joe L. Price dated November 13, 2007. This exhibit is furnished with the 8-K filing and should be reviewed for the company's commentary.

No, this 8-K filing does not include new financial statements (Item 9.01(a) or (b)) or material contracts (Item 1.01, 1.02, or 2.01). It is primarily a Regulation FD disclosure (Item 7.01) and an exhibit filing (Item 9.01(d)) related to a conference presentation.

The information in the presentation is provided as of November 13, 2007. Bank of America has stated that they do not assume any obligation to correct or update this information in the future. Furthermore, the information furnished under Regulation FD is generally not considered 'filed' for the purpose of Section 18 of the Securities Exchange Act of 1934, meaning it does not carry the same legal liabilities as formal filings.