8-KRegulation FDExhibits & Filings

BANK OF AMERICA CORP /DE/ 8-K Report, Regulation FD Disclosure (Oct 21, 2008)

Filed October 21, 2008For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

This 8-K filing by Bank of America Corporation (BAC) on October 21, 2008, serves as a disclosure of additional supplemental information related to its third-quarter financial results for the period ending September 30, 2008. While not detailing specific financial figures within the 8-K itself, it directs investors to an accompanying exhibit (Exhibit 99.1) containing this supplemental data. The filing is made under Regulation FD, indicating that the information is being disseminated broadly to avoid selective disclosure. For investors, the primary takeaway is the availability of further details on BAC's Q3 2008 performance beyond the initial earnings release. This supplemental information is crucial for a comprehensive understanding of the company's financial health during a turbulent period in the financial markets. Investors should carefully review Exhibit 99.1 to assess the bank's performance, risk exposures, and any potential implications for its future stability and profitability.

Key Highlights

  • 1Bank of America Corporation (BAC) filed an 8-K on October 21, 2008, to provide supplemental information regarding its Q3 2008 financial results.
  • 2The filing directs investors to Exhibit 99.1 for detailed supplemental information as of September 30, 2008.
  • 3The supplemental information is made available under Regulation FD, ensuring broad dissemination of material information.
  • 4The report states that the information provided is as of September 30, 2008, and BAC does not assume an obligation to update it.
  • 5This filing is separate from the main financial statements and is intended to offer additional context or data points.
  • 6The Chief Accounting Officer, Neil A. Cotty, signed the report, indicating its official nature.

Frequently Asked Questions

The main purpose of this 8-K filing is to provide investors with additional supplemental information concerning Bank of America's financial results for the third quarter ended September 30, 2008, which was made available on October 21, 2008.

The detailed supplemental information for the third quarter ended September 30, 2008, is located in Exhibit 99.1, which is filed as part of this 8-K report.

This 8-K filing itself does not contain specific financial numbers or analysis. It serves as a cover and disclosure document, referencing Exhibit 99.1 as the location for the supplemental financial information.

No, the information provided under Item 7.01 Regulation FD Disclosure, including Exhibit 99.1, is furnished and not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934 or incorporated by reference into other SEC filings.