8-KEarnings & ResultsRegulation FDExhibits & Filings

BANK OF AMERICA CORP /DE/ 8-K Report, Financial Results (Jul 17, 2013)

Filed July 17, 2013For Securities:BACBAC-PBBAC-PKBAC-PLBAC-PMBAC-PNBAC-PSBML-PJBAC-PEBAC-PPBAC-PQBACRPBML-PGBML-PHBML-PLBAC-POMER-PK

Summary

Bank of America Corporation (BAC) filed an 8-K on July 17, 2013, to report its second-quarter 2013 financial results. The company announced a net income of $4.0 billion, or $0.32 per diluted share, for the quarter ended June 30, 2013. This filing serves to officially release this information to the public and includes the press release detailing these results. In addition to the financial results, the filing also announces that BAC held an investor conference call and webcast on the same day to discuss the quarterly performance. Accompanying materials, including presentation slides and supplemental financial information, were made available on the company's website. While the press release is considered 'filed' for regulatory purposes, the supplemental and presentation materials are furnished and generally not subject to the same reporting requirements unless specifically incorporated into other filings.

Key Highlights

  • 1Bank of America reported Q2 2013 net income of $4.0 billion.
  • 2Diluted earnings per share (EPS) for Q2 2013 were $0.32.
  • 3The 8-K filing incorporates by reference the official Q2 2013 earnings press release (Exhibit 99.1).
  • 4The company held an investor conference call and webcast on July 17, 2013, to discuss results.
  • 5Presentation materials and supplemental financial information were made available on the company's website (Exhibits 99.2 and 99.3).
  • 6Information in the press release (Exhibit 99.1) is deemed 'filed' under Section 18 of the Securities Exchange Act of 1934.
  • 7Supplemental and presentation materials are furnished and not typically considered 'filed' for Section 18 purposes.

Frequently Asked Questions

The primary purpose of this 8-K filing is to officially report Bank of America's financial results for the second quarter ended June 30, 2013. It formally announces key figures like net income and earnings per share, and incorporates the detailed press release by reference.

For the second quarter ended June 30, 2013, Bank of America reported a net income of $4.0 billion, which translated to $0.32 per diluted share.

Investors can find more detailed information in the incorporated press release (Exhibit 99.1), as well as in the presentation materials (Exhibit 99.2) and supplemental financial information (Exhibit 99.3) that were made available on Bank of America's website.

The press release (Exhibit 99.1) is deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. However, the presentation materials (Exhibit 99.2) and supplemental information (Exhibit 99.3) are furnished and are not typically considered 'filed' under Section 18, nor are they automatically incorporated into other SEC filings unless explicitly stated.