8-KEarnings & ResultsExhibits & Filings

BROWN & BROWN, INC. 8-K Report, Financial Results (Oct 20, 2008)

Filed October 20, 2008For Securities:BRO

Summary

Brown & Brown, Inc. (BRO) filed an 8-K on October 20, 2008, primarily to furnish two press releases related to its third-quarter 2008 financial results. The first press release, dated October 20, 2008, announces the company's official results for the quarter ended September 30, 2008. The second press release, dated October 14, 2008, provided preliminary, incomplete financial data for the same period, indicating the company's proactive communication strategy even before the official announcement. Investors should note that this 8-K itself does not contain the detailed financial data but rather references the attached press releases for those specifics. The information furnished is not considered 'filed' for the purposes of Section 18 of the Exchange Act, which is standard for such disclosures. The key takeaway for investors is to review the furnished press releases (Exhibit 99.1 and 99.2) for the actual third-quarter 2008 performance metrics of Brown & Brown, Inc.

Key Highlights

  • 1Brown & Brown, Inc. announced its third-quarter 2008 financial results via press release.
  • 2The 8-K report was filed on October 20, 2008, with an event date of September 29, 2008.
  • 3The filing includes two press releases: one dated October 20, 2008 (official results) and one dated October 14, 2008 (preliminary data).
  • 4Investors need to refer to the furnished press releases (Exhibits 99.1 and 99.2) for detailed financial performance information.
  • 5The company provided preliminary financial data prior to the official earnings release.
  • 6The information furnished under Item 2.02 is not deemed 'filed' for purposes of Section 18 of the Exchange Act.

Frequently Asked Questions

The main purpose of this 8-K filing by Brown & Brown, Inc. is to officially furnish investors with their press releases containing the company's third-quarter 2008 operational results and financial condition. It serves as a formal record of the information previously shared in their earnings announcements.

The actual financial results for the third quarter of 2008 are not detailed within the 8-K filing itself. Investors should refer to Exhibit 99.1, the press release dated October 20, 2008, and Exhibit 99.2, the press release dated October 14, 2008, which are furnished as part of this report.

This 8-K filing does not provide details on the differences between the preliminary and final results. Investors would need to compare the information presented in the press release dated October 14, 2008 (Exhibit 99.2) with the final results announced in the press release dated October 20, 2008 (Exhibit 99.1) to identify any discrepancies.

No, the information furnished in this Current Report, including the press releases, is not deemed to be 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934. This means the company is not subject to the liabilities associated with that section for this specific disclosure.