8-KMaterial AgreementsFinancial EventsExhibits & Filings

BROWN & BROWN, INC. 8-K Report, Material Agreement (Mar 12, 2019)

Filed March 12, 2019For Securities:BRO

Summary

Brown & Brown, Inc. (BRO) announced on March 12, 2019, the successful issuance and sale of $350 million in 4.500% Senior Notes due 2029. The offering, which generated net proceeds of approximately $346.3 million after deducting underwriting discounts and expenses, was conducted under the company's existing shelf registration statement. These notes are senior unsecured obligations, ranking equally with existing and future senior unsecured indebtedness. The net proceeds are earmarked for repaying a portion of the outstanding borrowings under the company's credit facility and for general corporate purposes, indicating a move to refinance existing debt and enhance financial flexibility. The indenture governing these notes includes customary covenants that limit the company's ability to incur certain secured debt and to merge or transfer substantially all of its assets, alongside a provision for note repurchase upon a change of control triggering event.

Key Highlights

  • 1Completion of a $350 million issuance of 4.500% Senior Notes due 2029.
  • 2Net proceeds from the offering amounted to approximately $346.3 million.
  • 3Proceeds will be used to repay a portion of outstanding credit facility borrowings and for general corporate purposes.
  • 4The notes are senior unsecured obligations, on par with other existing and future senior unsecured debt.
  • 5Maturity date for the new notes is March 15, 2029.
  • 6The indenture contains covenants restricting certain secured debt incurrence and significant asset transfers.
  • 7A 'change of control' provision requires the repurchase of notes under specific circumstances.

Frequently Asked Questions

Brown & Brown, Inc. is issuing these notes to repay a portion of its outstanding borrowings under its credit facility and for general corporate purposes. This suggests a strategy to manage its debt structure and potentially secure more favorable terms or longer-term financing.

The new notes carry a fixed interest rate of 4.500% per year and will mature on March 15, 2029. Interest payments will be made semi-annually.

These notes are classified as senior unsecured obligations. This means they rank equally in right of payment with all of Brown & Brown's existing and future senior unsecured indebtedness.

Yes, the indenture includes restrictive covenants that limit the company's ability to incur certain types of secured debt and to merge or sell substantially all of its assets. Additionally, there is a covenant requiring the company to repurchase the notes upon a 'change of control triggering event,' which offers protection to noteholders in the event of significant corporate changes.