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Chubb LtdCB

Sector
Financial Services
Industry
Fire, Marine & Casualty Insurance
Exchange
NYSE

Stock Price $CB

Latest filings

You are here#14 of 58 in Financials by market cap

Filing record · 2016–202610-K1110-Q328-K112

CB filed 11 annual reports (10-K), 32 quarterly reports (10-Q) and 112 current reports (8-K) between 2016 and 2026.

  1. Deal closed8-K · Jan ’16Jan ’16
  2. FY2018 annual report10-K · Feb ’19Feb ’19
  3. Leadership change8-K · May ’21May ’21
  4. Leadership change8-K · Nov ’25Nov ’25

01—Key figures

Source: 10-KFY2025
Source: 10-KFY2025
Source: 10-KFY2025
Source: 10-KFY2025

Revenue Trend

Year-over-year comparison from 10-K annual reports

  19. $59.40B
YoY changeLargest recent move+65.7%in FY16Latest +6.5%

Latest bar from 10-KFY2025Click a bar to open its SEC filing

View full history →
All CB Financial Metrics46 metrics

Income Statement11

Balance Sheet18

Cash Flow12

Per Share5

02—Overview

Chubb Ltd Financial Overview 2021–2025

Updated Jul 10, 2026

Despite absorbing $1.47 billiona in California wildfire losses during Q1 2025, Chubb generated a record $10.31 billion in net income for FY2025. The core investment thesis centers on the insurer's ability to leverage global scale, strategic acquisitions, and strict underwriting discipline to consistently compound capital. Anchoring this long-term growth, consolidated net premiums written expanded from $37.9 billion in FY2021 to $54.84 billion in FY2025.

This top-line expansion was matched by measurable improvements in profitability. The company's property and casualty combined ratio tightened from 89.1% in FY2021 to 85.7% in FY2025, indicating that premium volume did not degrade risk quality. Simultaneously, the investment portfolio capitalized on a favorable yield environment, pushing net investment income to a record $6.5 billionb in FY2025. Chubb channeled this liquidity directly back to equity holders, executing $3.4 billion in share repurchases over the final fiscal year. Reflecting this consistent cash generation and effective capital management, the stock traded at a close of $312.12 at the end of FY2025.

Recent Developments (Q4 2025 and Q1 2026)

Chubb reported significant earnings expansion in Q1 2026, with net income surging 74.3% year-over-year to $2.3 billionc. Lower catastrophe losses improved the quarterly property and casualty combined ratio to 84.0%, down from 95.7% the prior year. Consolidated net premiums written climbed 10.7% to $14.0 billion, bolstered by a 33.1% spike in the Life Insurance segment. The insurer executed major capital structuring in 2026, canceling nearly 12 million treasury shares before issuing $1 billion in senior notes yielding 5.300%.

Bulls note that accelerating Life Insurance premiums and overseas acquisitions provide new growth engines. Conversely, bears warn the 150.3% jump in North America Personal P&C income relies heavily on a benign catastrophe environment. At 14.6x earnings as of April 28, 2026, shares reflect reasonable value given improved underwriting margins and $1.1 billiond in Q1 2026 share repurchases.

What to watch: catastrophe loss normalization in upcoming quarters; integration of recent acquisitions in Thailand and Vietnam.

03—Filings

Recent SEC Filings

  1. 8-KChubb Ltd 8-K Report, Financial Results (Oct 20, 2026)Chubb Limited reported its third quarter 2026 financial results, showcasing a strong performance with year-to-date net income reaching a record $8.02 billion, a 12.9% increase over the prior year. Core operating income also hit a record for the nine months at $8.60 billion, up 21.0%. The company highlighted its robust P&C underwriting performance, with a combined ratio of 84.1% for the quarter, and a particularly strong current accident year underwriting income excluding catastrophe losses at 82.6%. Investment income also reached record levels, driven by rising interest rates. The company returned significant capital to shareholders, with $1.57 billion in the quarter via share repurchases and dividends.
  2. 8-KChubb Ltd 8-K Report, Financial Results (Jul 21, 2026)Chubb reported strong second quarter 2026 results, with per-share core operating income of $7.26, up 18.2% year over year, and net income of $2.85 billion, or $7.30 per share, down slightly on a GAAP basis (-0.7% per share) because of lower after-tax realized gains versus a year ago. The headline operating story is underwriting and investment income. P&C underwriting income rose 18.8% to $1.94 billion, the P&C combined ratio improved to 83.8% from 85.6%, and the current accident year combined ratio excluding catastrophes held steady at 82.2%. Catastrophe losses fell to $475 million from $630 million, and favorable prior period development was $283 million. Adjusted net investment income reached a record $1.88 billion, up 11.4%, and Life Insurance segment income grew 9.0% to $332 million. Top-line growth was modest. Consolidated net premiums written rose 3.6% to $14.7 billion, with P&C up 3.0%, or 6.3% excluding large account and E&S property. Management attributed the weakness to deliberate underwriting discipline in property. North America Commercial premiums fell 2.3%, while Overseas General grew 10.2% and Life premiums rose 7.5%. Management said soft market conditions persist in certain property, casualty, and financial lines lines, and that it will not underwrite knowingly at a loss. Balance sheet and capital metrics were strong. Book value per share rose 12.3% year over year to $195.45, and tangible book value per share rose 17.1% to $131.93. The quarter included after-tax net realized and unrealized investment gains of $388 million, partly offset by $254 million of foreign currency losses. Chubb returned $1.37 billion to shareholders in the quarter, including $979 million in buybacks at an average price of $327.18. Annualized core operating ROTE was 21.2%. Operating cash flow was $3.73 billion.
  3. 8-KChubb Ltd 8-K Report, Corporate Update (Jun 10, 2026)Chubb Ltd (CB) announced through its subsidiary, Chubb INA Holdings LLC, a public offering of C$800 million in senior notes. The offering consists of C$400 million of 3.780% Senior Notes due 2031 and C$400 million of 4.034% Senior Notes due 2033. These notes will carry the full and unconditional guarantee of the parent company, Chubb Limited, providing an added layer of security for investors. This move is indicative of Chubb's strategy to manage its capital structure and potentially fund ongoing operations or strategic initiatives. Investors should note the specific interest rates and maturity dates associated with these notes, as they represent a new debt issuance for the company. The filing also includes various exhibits detailing the underwriting agreements, terms, and legal opinions pertaining to this debt offering, underscoring the formal nature of the transaction. While the filing does not disclose the intended use of proceeds, such debt issuances are common for large corporations like Chubb to maintain financial flexibility and support growth.
  4. 8-KChubb Ltd 8-K Report, Executive Changes (May 22, 2026)Chubb Limited (CB) filed an 8-K on May 22, 2026, reporting on key outcomes from its Annual General Meeting (AGM) held on May 21, 2026. The most significant events for investors include shareholder approval of the amended and restated Chubb Limited 2016 Long-Term Incentive Plan (LTIP), which is crucial for executive compensation and talent retention strategies. Additionally, shareholders approved an amendment to the Articles of Association to renew the company's capital band, granting the Board of Directors authority to adjust share capital within specified limits for a one-year period, which can impact share dilution and capital management flexibility. The filing also details the overwhelming approval of all 13 agenda items presented at the AGM, including the adoption of financial statements, dividend allocation, discharge of the Board of Directors, and the election of statutory and independent auditors. The robust support across all proposals, particularly the approval of director elections and compensation-related items, suggests strong shareholder confidence in the company's governance and executive team.
  5. 8-KChubb Ltd 8-K Report, Corporate Update (May 20, 2026)Chubb Limited, through its subsidiary Chubb INA Holdings LLC, has announced a public offering of $1,000,000,000 in 5.300% Senior Notes due 2036. These notes will be fully and unconditionally guaranteed by the parent company, Chubb Limited, providing a strong layer of credit support for investors. This offering represents a significant capital markets transaction designed to bolster the company's financial structure and potentially fund future growth initiatives or refinance existing debt. The filing also includes various supporting exhibits such as the underwriting agreement, terms agreement, forms of officer's certificates and notes, and legal opinions. These documents provide transparency and detail regarding the terms and conditions of the note offering, which are crucial for investors assessing the associated risks and benefits. The issuance of these senior notes is a strategic move by Chubb to access long-term capital at a fixed interest rate.
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04—See also

Related Companies

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