8-KRegulation FDExhibits & Filings

CITIZENS FINANCIAL GROUP INC/RI 8-K Report, Regulation FD Disclosure (Dec 7, 2016)

Filed December 7, 2016For Securities:CFGCFG-PHCFG-PECFG-PI

Summary

Citizens Financial Group, Inc. (CFG) filed an 8-K on December 7, 2016, to announce that its Chairman and CEO, Bruce Van Saun, would be presenting at the Goldman Sachs U.S. Financial Services Conference on the same day. The primary purpose of this filing is to provide investors with access to the presentation materials and a webcast of the CEO's remarks. While the 8-K itself does not contain new financial results or material strategic decisions, it serves as a conduit for disseminating information that was shared at the conference, which could offer insights into the company's performance, strategy, and outlook. Investors interested in CFG's management commentary on its business during late 2016 would find value in reviewing the presentation attached as Exhibit 99.1. The filing indicates that the presentation and a webcast replay would be available on the company's investor relations website, allowing for a deeper understanding of the topics discussed by the CEO. The disclaimer within the filing clarifies that the information provided is for disclosure purposes and not subject to the stricter reporting requirements of Section 18 of the Exchange Act, meaning it's not considered formally "filed" in the same way as other regulatory documents.

Key Highlights

  • 1Citizens Financial Group, Inc. (CFG) filed an 8-K on December 7, 2016.
  • 2The filing announces a presentation by Chairman and CEO Bruce Van Saun at the Goldman Sachs U.S. Financial Services Conference.
  • 3The presentation was scheduled for December 7, 2016, at 10:00 a.m. ET.
  • 4CFG made a live webcast and presentation slides available on its investor relations website.
  • 5A replay of the webcast was to be available for 30 days following the event.
  • 6Exhibit 99.1 contains the presentation dated December 7, 2016.
  • 7The information furnished under Item 7.01 is not deemed "filed" for Section 18 purposes and is not incorporated by reference into other filings.

Frequently Asked Questions

The main purpose of this 8-K filing is to inform investors that Citizens Financial Group's CEO, Bruce Van Saun, is presenting at the Goldman Sachs U.S. Financial Services Conference and to provide access to the presentation materials and webcast.

The live webcast and presentation slides were made available on the Citizens Financial Group investor relations website under 'Events & Presentations'. A replay of the webcast was also available for 30 days.

No, this particular 8-K filing does not contain new financial results or material strategic decisions. It primarily serves as a disclosure mechanism for information presented at a conference and is not considered "filed" for Section 18 purposes.

When information is furnished and not deemed 'filed' under Section 18 of the Exchange Act, it means the company is providing it for informational purposes, but it doesn't carry the same legal liability as information formally filed with the SEC. It also means it won't be automatically incorporated into other SEC filings like the company's registration statements or periodic reports.