8-KEarnings & ResultsRegulation FDExhibits & Filings

CITIZENS FINANCIAL GROUP INC/RI 8-K Report, Financial Results (Apr 18, 2019)

Filed April 18, 2019For Securities:CFGCFG-PHCFG-PECFG-PI

Summary

Citizens Financial Group, Inc. (CFG) filed an 8-K on April 18, 2019, to report its first quarter 2019 earnings. The filing primarily consists of furnished information, including a press release, an investor presentation, and a financial supplement, detailing the company's financial performance and outlook for the quarter. Investors should note that this information is being furnished and not deemed 'filed' for regulatory purposes, meaning it doesn't automatically get incorporated into other SEC filings. The key takeaway for investors is access to CFG's Q1 2019 results and supplementary materials. While the 8-K itself doesn't contain the specific earnings figures, it directs investors to the detailed press release (Exhibit 99.1) and financial supplement (Exhibit 99.3) for the actual results. The investor presentation (Exhibit 99.2) offers further context and strategic insights discussed during the company's earnings conference call.

Key Highlights

  • 1Citizens Financial Group announced its first quarter 2019 earnings on April 18, 2019.
  • 2The 8-K filing includes a press release, investor presentation, and financial supplement detailing Q1 2019 results.
  • 3These documents are furnished to the SEC, not filed, and are not incorporated by reference into other filings.
  • 4Investors can access detailed Q1 2019 financial performance and commentary through the provided exhibits.
  • 5The investor presentation offers additional insights into the company's strategy and outlook.
  • 6The filing does not indicate if CFG is an emerging growth company and has not elected to use extended transition periods for new accounting standards.

Frequently Asked Questions

The specific financial results for Q1 2019 are detailed in the press release (Exhibit 99.1) and the financial supplement (Exhibit 99.3) that are furnished as part of this 8-K filing. These documents are available on the company's investor relations website and were filed with the SEC as exhibits.

When information is furnished under Items 2.02 and 7.01, it means the company is providing the information to the SEC for public disclosure but it is not considered legally 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. This means the information is not automatically incorporated by reference into the company's other SEC filings, such as registration statements or periodic reports.

The investor presentation typically provides a more visual and strategic overview of the company's performance. For Q1 2019, it would likely include key financial metrics, performance drivers, management commentary on the results, and insights into the company's strategic priorities and outlook.

This 8-K filing itself primarily reports on past results. However, the accompanying press release and investor presentation (Exhibits 99.1 and 99.2) may contain forward-looking statements or guidance from management regarding the company's expectations for the remainder of 2019. Investors should review these detailed documents for such information.