8-KEarnings & ResultsRegulation FDExhibits & Filings

CITIZENS FINANCIAL GROUP INC/RI 8-K Report, Financial Results (Jan 20, 2021)

Filed January 20, 2021For Securities:CFGCFG-PHCFG-PECFG-PI

Summary

Citizens Financial Group, Inc. (CFG) filed an 8-K on January 20, 2021, to report its fourth quarter and full year 2020 financial results. The filing includes a press release detailing these results, along with a financial supplement and an investor presentation. Investors should note that while the press release and financial supplement contain information deemed "filed" for SEC purposes, the investor presentation is furnished and not deemed filed. This report provides insights into the company's performance during the period, offering key financial data and strategic commentary. This 8-K serves as the primary vehicle for CFG to communicate its year-end and quarterly financial performance to the market. Investors can find a comprehensive overview of the company's operational and financial condition within the provided exhibits. The filing's focus on earnings for Q4 and the full year 2020 is crucial for understanding the company's trajectory and how it navigated the economic environment of that time.

Key Highlights

  • 1CFG released its Q4 and full-year 2020 earnings on January 20, 2021.
  • 2The filing includes a press release (Exhibit 99.1) with financial results.
  • 3A detailed financial supplement (Exhibit 99.3) for Q4 and FY 2020 is provided.
  • 4An investor presentation (Exhibit 99.2) related to the earnings conference call is also available.
  • 5Certain sections of the press release are noted as "Excluded Section" and not deemed "filed" for certain SEC purposes.
  • 6The financial supplement is explicitly stated as being "filed" for the purposes of the Exchange Act.
  • 7This report provides investors with key financial performance data for the specified periods.

Frequently Asked Questions

The main purpose of this 8-K filing is to announce and provide investors with Citizens Financial Group's fourth quarter and full year 2020 earnings results, along with supporting financial information and an investor presentation.

The detailed financial results can be found in the press release (Exhibit 99.1) and the financial supplement (Exhibit 99.3), which are attached to this 8-K filing.

Not all information is treated the same. The financial supplement (Exhibit 99.3) is deemed 'filed' for the purposes of the Exchange Act. However, certain parts of the press release ('Excluded Section') and the entire investor presentation (Exhibit 99.2) are furnished and not considered 'filed' under specific sections of the Exchange Act.

This report covers the financial performance of Citizens Financial Group for the fourth quarter and the full fiscal year of 2020.