8-KEarnings & ResultsRegulation FDExhibits & Filings

CITIZENS FINANCIAL GROUP INC/RI 8-K Report, Financial Results (Jan 17, 2023)

Filed January 17, 2023For Securities:CFGCFG-PHCFG-PECFG-PI

Summary

Citizens Financial Group, Inc. (CFG) filed an 8-K on January 17, 2023, to report its fourth quarter and full year 2022 financial results. The filing primarily serves to furnish the company's earnings press release, a financial supplement, and an investor presentation, which are available on their website. These documents provide investors with details on the company's performance and strategic outlook. Investors should refer to the furnished exhibits for specific financial metrics and commentary from management regarding the 2022 performance and forward-looking statements. The information disclosed is in connection with their earnings conference call and is being furnished under Regulation FD, meaning it's not considered 'filed' for purposes of Section 18 of the Securities Exchange Act. This is a standard procedure for disseminating material non-public information to all investors simultaneously. Investors seeking detailed financial data and management's narrative should consult the attached press release, financial supplement, and investor presentation.

Key Highlights

  • 1CFG announced its fourth quarter and full year 2022 earnings on January 17, 2023.
  • 2The 8-K filing includes furnished exhibits containing the earnings press release, a financial supplement, and an investor presentation.
  • 3These documents are accessible on the Citizens Financial Group website.
  • 4The filing is made pursuant to Items 2.02 (Results of Operations and Financial Condition) and 7.01 (Regulation FD Disclosure).
  • 5Information furnished under Regulation FD is not deemed 'filed' for certain legal purposes.
  • 6Investors are directed to the provided exhibits for comprehensive financial details and management commentary.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly announce and furnish Citizens Financial Group's fourth quarter and full year 2022 earnings results, along with supporting documents like a press release, financial supplement, and investor presentation.

Detailed financial results and related commentary can be found in the exhibits furnished with this 8-K, specifically Exhibit 99.1 (press release), Exhibit 99.3 (financial supplement), and Exhibit 99.2 (investor presentation), all of which are available on the Citizens Financial Group website.

This filing primarily consists of furnished documents related to earnings announcements. It does not include detailed audited financial statements in the traditional sense, but rather the press release, financial supplement, and presentation that summarize the company's financial condition and results of operations.

The information is being 'furnished' under Regulation FD to ensure that all investors have simultaneous access to material non-public information, typically shared during an earnings call. Furnishing is a regulatory requirement for such disclosures and does not carry the same legal implications as 'filing' under Section 18 of the Securities Exchange Act.