8-KRegulation FDExhibits & Filings

CINCINNATI FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Mar 14, 2005)

Filed March 14, 2005For Securities:CINF

Summary

Cincinnati Financial Corporation (CINF) has filed an 8-K report on March 14, 2005, primarily to furnish its 2004 Annual Report as an exhibit. This filing is in conjunction with the mailing of its 2004 Proxy Statement and Form 10-K. Investors should note that the furnished information, specifically the 2004 Annual Report, is provided for informational purposes and is not deemed 'filed' under Section 18 of the Securities Exchange Act of 1934. Therefore, it does not automatically carry the same legal implications or liabilities as formally filed information. The core purpose of this 8-K is to ensure shareholders receive the 2004 Annual Report alongside other crucial shareholder documents. Investors seeking a comprehensive overview of the company's performance, financial position, and strategic initiatives for the fiscal year 2004 should refer to the 2004 Annual Report itself, which is incorporated by reference into this filing. No new material financial information or significant corporate events are disclosed within the 8-K text itself, beyond the provision of the annual report.

Key Highlights

  • 1Cincinnati Financial Corporation (CINF) filed an 8-K on March 14, 2005.
  • 2The primary purpose of the filing is to furnish the 2004 Annual Report as an exhibit.
  • 3This furnishing is associated with the mailing of the 2004 Proxy Statement and Form 10-K.
  • 4The 2004 Annual Report is incorporated by reference into the 8-K filing.
  • 5Information furnished in this report is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934.
  • 6This filing does not create liabilities under Section 18 nor is it automatically incorporated by reference into other filings under the Securities Act of 1933.
  • 7The Chief Financial Officer, Kenneth W. Stecher, signed the report.

Frequently Asked Questions

The main purpose of this 8-K filing is to provide shareholders with Cincinnati Financial Corporation's 2004 Annual Report, which is being furnished as an exhibit. This is done in conjunction with the mailing of the company's 2004 Proxy Statement and Form 10-K.

No, this 8-K filing itself does not contain new financial results or material disclosures. Its primary function is to formally present the 2004 Annual Report as an exhibit and clarify that this furnished information is not considered 'filed' under certain sections of securities law.

When information is 'furnished' rather than 'filed' under Section 18 of the Securities Exchange Act of 1934, it means the company is providing the information for transparency but is not subjecting it to the same level of legal liability or the automatic incorporation into future filings as formally filed documents. This is a common practice for annual reports provided in this manner.

The detailed financial information and comprehensive overview for the fiscal year 2004 are contained within the 2004 Annual Report, which is attached as Exhibit 99.1 to this 8-K filing and incorporated by reference.