8-KRegulation FDExhibits & Filings

CINCINNATI FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Oct 17, 2005)

Filed October 17, 2005For Securities:CINF

Summary

Cincinnati Financial Corporation (CINF) filed an 8-K on October 17, 2005, to disclose an estimated impact of third-quarter 2005 catastrophe losses. The filing primarily consists of a news release dated October 14, 2005, detailing these preliminary loss estimates. Investors should note that this report is furnished under Regulation FD and is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act, meaning it's primarily for informational disclosure without creating new liabilities. The core information investors should focus on is the company's initial assessment of losses stemming from major weather events during the third quarter of 2005. While the exact figures are provided in the referenced news release (Exhibit 99.1), this 8-K serves as the official notification of the company's proactive disclosure of these significant, albeit estimated, financial impacts. The filing also confirms the CFO, Kenneth W. Stecher, as the authorized signatory.

Key Highlights

  • 1Filing of an 8-K on October 17, 2005, by Cincinnati Financial Corporation.
  • 2The report's primary purpose is to furnish a news release dated October 14, 2005.
  • 3The news release summarizes estimates of third-quarter 2005 catastrophe losses.
  • 4This filing is made under Item 7.01 (Regulation FD Disclosure).
  • 5Information furnished under Item 7.01 is not considered "filed" for Section 18 liability purposes.
  • 6Exhibit 99.1 contains the detailed news release regarding catastrophe loss estimates.
  • 7The Chief Financial Officer, Kenneth W. Stecher, signed the report.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose Cincinnati Financial Corporation's preliminary estimates of losses incurred due to catastrophes during the third quarter of 2005, as detailed in a news release issued on October 14, 2005.

The 8-K filing itself does not detail the specific catastrophes or the exact dollar amounts of estimated losses. This information is contained within the news release (Exhibit 99.1) which is furnished as part of the filing. Investors would need to refer to that separate document for those specifics.

No, the filing explicitly states that the information furnished under Item 7.01 (Regulation FD Disclosure) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933. Therefore, it is primarily informational and does not create the same level of liability as a formally 'filed' document.

The news release containing the estimates of third-quarter 2005 catastrophe losses was issued on October 14, 2005, and the 8-K report referencing it was filed on October 17, 2005.