8-KMaterial AgreementsExhibits & Filings

CENTERPOINT ENERGY INC 8-K Report, Material Agreement (Feb 9, 2010)

Filed February 9, 2010For Securities:CNP

Summary

CenterPoint Energy, Inc. (CNP) has amended its $1.2 billion bank credit facility. The key change allows for a temporary increase in the consolidated indebtedness to EBITDA ratio from 5 times to 5.5 times under specific circumstances. This flexibility is triggered if CNP's electric transmission and distribution subsidiary, CenterPoint Energy Houston Electric, LLC, suffers significant damage from a natural disaster requiring system restoration costs exceeding $100 million in a calendar year. The company intends to recover these costs through securitization financing. The increased leverage covenant is temporary, lasting until the securitization is completed, one year from certification, or the certification is revoked. This amendment provides CNP with crucial financial flexibility to manage potential large-scale restoration expenses without immediately violating its debt covenants.

Key Highlights

  • 1Amendment to $1.2 billion bank credit facility effective February 5, 2010.
  • 2Temporary increase in the permitted consolidated indebtedness to EBITDA ratio from 5x to 5.5x.
  • 3Trigger condition: significant natural disaster damage to CenterPoint Houston requiring system restoration costs over $100 million in a calendar year.
  • 4Company's intention to recover costs via securitization financing.
  • 5Temporary covenant relief period: until securitization completion, one year post-certification, or certification revocation.
  • 6Provides financial flexibility for large-scale restoration events.

Frequently Asked Questions

The primary change allows CenterPoint Energy to temporarily increase its maximum permitted consolidated indebtedness to EBITDA ratio from 5 times to 5.5 times under specific conditions related to natural disaster recovery expenses for its Houston electric subsidiary.

The increase is permitted if CenterPoint Energy Houston Electric, LLC experiences damage from a natural disaster in its service territory and incurs system restoration costs reasonably expected to exceed $100 million in a calendar year. The company must also certify this to the Administrative Agent and intend to seek recovery through securitization financing.

The temporary increase in the financial ratio covenant will be in effect from the date the company delivers its certification until the earliest of: the completion of the securitization financing, the first anniversary of the company's certification, or the revocation of the certification.

The credit facility has a total value of $1.2 billion.