8-KOther Events

CAPITAL ONE FINANCIAL CORP 8-K Report (Nov 15, 2002)

Filed November 15, 2002For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) has filed an 8-K report on November 14, 2002, primarily to disclose the filing of certifications by its Chief Executive Officer, Mr. Fairbank, and Chief Financial Officer, Mr. Willey. These certifications, required by the Sarbanes-Oxley Act of 2002 (Sections 906 and 302), accompany the company's Quarterly Report on Form 10-Q for the period ended September 30, 2002. The core purpose of this 8-K is procedural, confirming that the company's principal officers have provided assurances regarding the accuracy and completeness of the financial information presented in the latest 10-Q filing. Investors should note that this filing itself does not contain new financial performance data, strategic updates, or material business events, but rather relates to the compliance and integrity of the reporting process following the enactment of the Sarbanes-Oxley Act.

Key Highlights

  • 1Filing of Sarbanes-Oxley Act (SOX) Section 906 certifications by CEO and CFO accompanying the Q3 2002 10-Q.
  • 2Filing of Sarbanes-Oxley Act (SOX) Section 302 certifications by CEO and CFO accompanying the Q3 2002 10-Q.
  • 3Certifications confirm the accuracy and completeness of the Q3 2002 financial statements and disclosures.
  • 4This 8-K serves to formally document compliance with new SOX reporting requirements.
  • 5The filing does not present new financial results or disclose material business events beyond the SOX compliance aspect.
  • 6Information furnished under Item 9 (Regulation FD Disclosure) is not deemed 'filed' for purposes of Section 18 of the Exchange Act.

Frequently Asked Questions

The primary purpose of this 8-K filing is to formally disclose that Capital One's CEO and CFO have submitted certifications required by the Sarbanes-Oxley Act of 2002 (Sections 906 and 302) in conjunction with the company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2002. It's a compliance-related filing.

No, this 8-K filing does not present new financial results or performance data. It specifically relates to the certifications required by the Sarbanes-Oxley Act, confirming the integrity of the financial information that was already included in the accompanying Form 10-Q filing.

The Sarbanes-Oxley Act of 2002 introduced new corporate governance and financial disclosure requirements. The certifications by the CEO and CFO are a key part of this act, requiring them to personally attest to the accuracy and completeness of the financial statements and disclosures in their company's periodic reports, making them personally accountable.

The financial information for the quarter ended September 30, 2002, would be found in Capital One's Quarterly Report on Form 10-Q, which this 8-K references as having been filed concurrently with these certifications. This 8-K filing itself only serves to document the submission of the SOX certifications.