8-KOther Events

CAPITAL ONE FINANCIAL CORP 8-K Report (May 12, 2003)

Filed May 12, 2003For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) has filed a Form 8-K on May 12, 2003, to disclose its Monthly Financial Measures for April 2003. This filing is made under Regulation FD, meaning the information is furnished rather than formally filed, which limits liability under Section 18 of the Securities Exchange Act of 1934. Investors should note that this report primarily serves as a vehicle to disseminate timely financial data. The core of this filing is Exhibit 99.1, which contains the company's financial performance metrics for the month ending April 30, 2003. While the specific details of these monthly measures are not provided within the 8-K document itself, their inclusion signifies Capital One's commitment to providing ongoing financial transparency to the market beyond its regular quarterly and annual reporting. Investors interested in the company's short-term operational trends should refer to the forthcoming Exhibit 99.1 for these April 2003 figures.

Key Highlights

  • 1Capital One Financial Corporation (COF) filed a Form 8-K on May 12, 2003.
  • 2The filing's primary purpose is to furnish "Monthly Financial Measures — April 2003" as required by Regulation FD.
  • 3The report covers the financial performance for the month ending April 30, 2003.
  • 4The information is furnished under Item 9 (Regulation FD Disclosure).
  • 5This furnishing of information is not considered a formal filing for the purposes of Section 18 of the Securities Exchange Act of 1934, thus limiting certain liabilities.
  • 6The filing includes Exhibit 99.1, which contains the detailed monthly financial data.
  • 7Richard D. Fairbank, Chairman of the Board, CEO, and President, signed the report.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose Capital One's "Monthly Financial Measures" for the month ending April 30, 2003, in compliance with Regulation FD.

The specific financial data for April 2003 is contained within Exhibit 99.1, titled "Monthly Financial Measures — April 2003," which is attached to this Form 8-K.

No, under Regulation FD, information furnished in this manner is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934. This means the company is generally not subject to the liabilities associated with that section for this specific disclosure.

No, this is a report of monthly financial measures, providing a snapshot of the company's performance for the single month of April 2003, rather than a comprehensive quarterly or annual earnings report.