8-KOther Events

CAPITAL ONE FINANCIAL CORP 8-K Report (Jan 21, 2004)

Filed January 21, 2004For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) filed an 8-K on January 21, 2004, to furnish its monthly charge-off and delinquency statistics for December 2003. This report provides investors with key performance indicators for credit card portfolios, specifically detailing trends in loan losses and borrower repayment behavior. The timely release of this data allows for ongoing assessment of the company's credit quality and risk management practices. Investors should pay close attention to these monthly statistics as they offer a near real-time view of the company's operational health and its ability to manage credit risk in the prevailing economic environment. While this filing is for informational purposes under Regulation FD and not considered officially 'filed' for Section 18 liabilities, the data remains a crucial component for evaluating the company's financial stability and outlook.

Key Highlights

  • 1COF filed an 8-K on January 21, 2004, reporting on December 2003 financial data.
  • 2The primary purpose of the filing is to furnish monthly charge-off and delinquency statistics.
  • 3The furnished data pertains to the month ending December 31, 2003.
  • 4This information is provided under Regulation FD disclosure rules.
  • 5The filing includes Exhibit 99.1: Monthly Charge-off and Delinquency Statistics — December 2003.
  • 6The report allows investors to track key credit quality metrics.
  • 7Gary L. Perlin, Executive Vice President and Chief Financial Officer, signed the report.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose Capital One's monthly charge-off and delinquency statistics for December 2003, providing investors with timely updates on the company's credit portfolio performance.

The report provides monthly charge-off and delinquency statistics for the period ending December 31, 2003. This data is crucial for assessing the company's credit risk and the quality of its loan portfolio.

No, the information furnished under Item 9 (Regulation FD Disclosure) is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. However, it is still important information for investors to review.

Gary L. Perlin is the Executive Vice President and Chief Financial Officer of Capital One Financial Corporation. He signed this 8-K report, attesting to its accuracy and compliance with SEC reporting requirements.