8-KRegulation FDExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (May 11, 2005)

Filed May 11, 2005For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) filed an 8-K on May 10, 2005, to furnish its Monthly Charge-off and Delinquency Statistics for April 2005. This report provides investors with timely, albeit unaudited, data on the company's credit performance. The furnished statistics are crucial for assessing the health of Capital One's loan portfolio, particularly in light of potential economic shifts. Investors and analysts will examine these figures to gauge the company's risk management effectiveness and its ability to generate sustainable earnings through its credit card and other lending operations. The filing itself does not contain significant operational updates or strategic announcements but serves as a channel for transparency regarding key credit metrics.

Key Highlights

  • 1Filing of Form 8-K by Capital One Financial Corporation on May 10, 2005.
  • 2The report primarily furnishes Monthly Charge-off and Delinquency Statistics for the month of April 2005.
  • 3This filing is made under Item 7.01 (Regulation FD Disclosure).
  • 4Exhibit 99.1 contains the detailed charge-off and delinquency data for April 2005.
  • 5The information is furnished and not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934.
  • 6Gary L. Perlin, Executive Vice President and Chief Financial Officer, signed the report.
  • 7The filing provides investors with recent credit performance metrics for Capital One.

Frequently Asked Questions

The main purpose of this 8-K filing is to furnish Capital One's monthly charge-off and delinquency statistics for April 2005 to the public, in accordance with Regulation FD (Fair Disclosure).

The specific charge-off and delinquency statistics for April 2005 are provided in Exhibit 99.1, which is attached to this Form 8-K filing.

No, the information furnished under Item 7.01, including the charge-off and delinquency statistics, is not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section.

Gary L. Perlin is the Executive Vice President and Chief Financial Officer of Capital One Financial Corporation. His signature signifies that the company has duly authorized the filing of this Current Report on Form 8-K.