8-KRegulation FDExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Mar 1, 2007)

Filed March 1, 2007For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

This 8-K filing from Capital One Financial Corporation, filed on March 1, 2007, primarily serves to furnish information presented at their 2007 U.S. Card Business Review investor conference. While it does not disclose new material financial events, it provides investors with an overview of the company's strategic direction and performance within its key U.S. credit card operations. Investors should refer to the attached Exhibit 99.1 for detailed insights into the business review. The filing clarifies that this information is furnished under Regulation FD and is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act, meaning it does not carry the same liability as traditional SEC filings and will not be incorporated into future Securities Act filings.

Key Highlights

  • 1Capital One Financial Corporation (COF) filed an 8-K on March 1, 2007.
  • 2The filing's primary purpose is to provide information from the 2007 U.S. Card Business Review investor conference.
  • 3Exhibit 99.1 contains the detailed information presented at the investor conference.
  • 4The disclosure is made under Regulation FD.
  • 5The information furnished is not considered "filed" for Section 18 purposes and does not carry the same legal implications.
  • 6This filing will not be incorporated by reference into future Securities Act filings.
  • 7Gary L. Perlin, Chief Financial Officer, signed the report.

Frequently Asked Questions

The main purpose of this 8-K filing is to furnish information that was presented at Capital One's 2007 U.S. Card Business Review investor conference. It provides investors with an update on the company's U.S. card business operations and strategy.

The detailed information presented at the investor conference is located in Exhibit 99.1, which is furnished as part of this 8-K filing.

This filing primarily serves as a disclosure of information from an investor conference and does not announce new material financial results or significant corporate events. Investors should consult Exhibit 99.1 for the specific business review details.

When information is 'furnished' under Regulation FD, it means the company is voluntarily providing the information to ensure fair disclosure to all investors. However, it is not considered officially 'filed' with the SEC for certain purposes, such as Section 18 liability, and does not automatically become part of other SEC filings unless explicitly incorporated. This offers a degree of protection against certain liabilities for the company.