8-KExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Exhibit Filing (Aug 28, 2007)

Filed August 28, 2007For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

This Form 8-K filing by Capital One Financial Corporation on August 28, 2007, primarily serves to re-file certain corporate documents that were inadvertently omitted from a prior Form 10-Q filing on August 9, 2007. The documents being refiled include the Restated Certificate of Incorporation and Restated Bylaws, both effective as of May 15, 2007. These documents reflect updates approved by stockholders at the annual meeting held on April 26, 2007. Additionally, the filing includes a Form T-1 Statement of Eligibility for The Bank of New York Trust Company, N.A. (BONY) as Trustee for Capital One's Senior Debt Securities issued under an indenture dated November 1, 1996. While these are procedural filings, they ensure the completeness and accuracy of Capital One's public record with the SEC, which is important for maintaining transparency and regulatory compliance.

Key Highlights

  • 1Capital One Financial Corporation is refiling its Restated Certificate of Incorporation (effective May 15, 2007) and Restated Bylaws (effective May 15, 2007).
  • 2These documents were inadvertently omitted from the Form 10-Q filed on August 9, 2007.
  • 3The restated corporate documents reflect stockholder approval from the annual meeting on April 26, 2007.
  • 4The filing includes a Form T-1 Statement of Eligibility for The Bank of New York Trust Company, N.A. as Trustee for Senior Debt Securities.
  • 5The Senior Debt Securities are governed by an indenture dated November 1, 1996.
  • 6This 8-K filing is primarily for record-keeping and ensuring regulatory compliance due to an omission in a previous filing.

Frequently Asked Questions

The main purpose of this filing is to correct an inadvertent omission by refiling the Restated Certificate of Incorporation and Restated Bylaws of Capital One Financial Corporation, which were approved by stockholders on April 26, 2007, and became effective on May 15, 2007. It also includes a trustee eligibility statement for senior debt.

No, this 8-K filing does not contain new financial results or significant business updates. It is primarily a procedural filing to refile corporate documents that were mistakenly left out of a previous filing.

The Form T-1 Statement of Eligibility confirms that The Bank of New York Trust Company, N.A. is eligible to serve as the Trustee for Capital One's Senior Debt Securities under the specific indenture dated November 1, 1996. This is a standard regulatory requirement for debt issuances.

The filing states these documents were 'restated' and approved by stockholders. While the specific changes are not detailed in the 8-K itself, restatements typically incorporate amendments or updates approved by the board or shareholders to reflect current corporate governance or legal requirements.