What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to officially report Capital One's financial results for the third quarter ended September 30, 2010, and to provide investors with access to the detailed earnings release and presentation materials.

What are the key risks mentioned that could affect Capital One's future performance?

The filing highlights several risks, including adverse general economic conditions in its operating markets, potential increases in credit losses, changes in financial regulations (like the Dodd-Frank Act), interest rate fluctuations, the success of marketing efforts, access to capital markets, and operational disruptions.

Where can I find the detailed financial results and additional information?

The detailed financial results are primarily available in the press release (Exhibit 99.1) and the investor presentation (Exhibit 99.2), which are attached to this 8-K filing. A reconciliation to GAAP is also provided (Exhibit 99.3). The company also held an earnings conference call on October 19, 2010, with a webcast available.

How should investors interpret the information regarding forward-looking statements?

Investors should understand that any forward-looking statements made by Capital One are subject to risks and uncertainties. Actual results could differ materially from those projected due to various factors detailed in the filing. It's important to review these cautionary factors and the specific risks associated with the company's business and the broader economic environment.

COF 8-K: Earnings & Results & Regulation FD

Summary

Capital One Financial Corporation (COF) filed an 8-K on October 19, 2010, to report its financial results for the third quarter ended September 30, 2010. The filing includes a press release announcing these results, a presentation for investors, and a reconciliation to GAAP financial measures. This report primarily serves to disseminate these financial details and provides context on the company's performance and outlook. The company also included a cautionary note regarding forward-looking statements, outlining various risks and uncertainties that could impact future performance. Investors should pay close attention to these factors, which include economic conditions, credit losses, regulatory changes (such as the Dodd-Frank Act), interest rate fluctuations, and operational risks. The filing also points to an upcoming earnings conference call where further details and management commentary are expected.

Key Highlights

1Capital One Financial Corp (COF) announced its third quarter 2010 financial results via an 8-K filing on October 19, 2010.
2The filing incorporates by reference the company's earnings press release (Exhibit 99.1) and a third-quarter earnings presentation (Exhibit 99.2).
3A reconciliation of financial measures to GAAP is provided as Exhibit 99.3.
4The report highlights potential risks and uncertainties related to forward-looking statements, including economic conditions, credit losses, and regulatory changes.
5Investors are advised to consider factors such as general economic conditions, credit loss trends, interest rate changes, and the impact of the Dodd-Frank Act.
6Capital One scheduled an earnings conference call for October 19, 2010, to discuss the results.
7A replay of the earnings webcast was to be archived on the company's website through November 2, 2010.

CAPITAL ONE FINANCIAL CORP 8-K Report, Financial Results (Oct 19, 2010)

Summary

Key Highlights

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