What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to provide investors with the monthly charge-off and delinquency statistics for Capital One Financial Corp. as of and for the month ended December 31, 2010, in compliance with Regulation FD.

Does the information in this filing have legal implications under Section 18 of the Securities Exchange Act?

No, the filing explicitly states that the information furnished under Item 7.01 and Exhibit 99.1 is not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934 or subject to the liabilities of that section.

Where can I find the detailed charge-off and delinquency data?

The detailed charge-off and delinquency statistics for the month ended December 31, 2010, are provided in Exhibit 99.1, which is attached to this 8-K filing.

Will this information be incorporated into other Capital One SEC filings?

No, the information provided in Exhibit 99.1 is not deemed to be incorporated by reference into any future filings of Capital One under the Securities Act of 1933 or the Securities Exchange Act of 1934.

CAPITAL ONE FINANCIAL CORP 8-K: Regulation FD

Summary

Capital One Financial Corp. (COF) filed an 8-K on January 18, 2011, to furnish monthly charge-off and delinquency statistics for the period ending December 31, 2010. This filing provides investors with an update on the company's credit performance, specifically focusing on trends in loan defaults and potential future losses. As this is a Regulation FD disclosure, it is intended to provide timely and equal information to all investors, rather than constituting a material event requiring more formal disclosure under other sections of SEC rules.

Key Highlights

1Furnishes monthly charge-off and delinquency statistics as of and for the month ended December 31, 2010.
2Data provided is for informational purposes under Regulation FD.
3This filing does not deem the information as 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934.
4This report does not admit to the materiality of any information required to be disclosed solely by Regulation FD.
5Information furnished is not incorporated by reference into other SEC filings.
6Focuses on key credit quality indicators relevant to the financial health of a credit card issuer.

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Jan 18, 2011)

Summary

Key Highlights

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