8-KRegulation FDExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (May 16, 2011)

Filed May 16, 2011For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corp. (COF) filed an 8-K report on May 16, 2011, primarily to furnish its monthly charge-off and delinquency statistics for the period ending April 30, 2011. This filing provides investors with a timely update on the company's credit performance metrics, which are crucial indicators of asset quality and potential future losses in the credit card and financial services industry. Investors should review these statistics to assess the trend in delinquencies and charge-offs, which can impact earnings and the company's overall financial health.

Key Highlights

  • 1Furnished monthly charge-off and delinquency statistics as of and for the month ended April 30, 2011.
  • 2Information provided is under Regulation FD Disclosure (Item 7.01).
  • 3The provided statistics are not deemed 'filed' for Section 18 purposes, nor incorporated by reference into other SEC filings.
  • 4The report serves as a voluntary disclosure of key credit performance data.
  • 5Key financial metrics related to credit risk are being updated for investors.
  • 6Exhibit 99.1 contains the detailed monthly charge-off and delinquency data.

Frequently Asked Questions

The primary purpose of this 8-K filing is to provide investors with Capital One's monthly charge-off and delinquency statistics for the month ending April 30, 2011. This information is furnished under Regulation FD to ensure timely disclosure of key credit performance metrics.

The specific charge-off and delinquency statistics are contained within Exhibit 99.1 of the 8-K filing.

No, the information furnished under Item 7.01 of this report, including Exhibit 99.1, is not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. It is provided for disclosure purposes under Regulation FD.

The information provided in Exhibit 99.1 is explicitly stated as not being incorporated by reference into other filings of the Company under the Securities Act of 1933. However, these trends often inform the discussions within those more comprehensive reports.