8-KRegulation FDExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Aug 15, 2011)

Filed August 15, 2011For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) filed an 8-K on August 15, 2011, to report its monthly charge-off and delinquency statistics as of and for the month ended July 31, 2011. This filing is furnished under Regulation FD and is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act. The primary purpose is to provide investors with updated operational performance metrics related to credit quality. While the specific data is contained within Exhibit 99.1, the filing indicates a focus on providing timely information on key performance indicators. Investors should review this exhibit to understand the current trends in charge-offs and delinquencies, which are critical for assessing the health of Capital One's loan portfolio and its overall financial risk. This disclosure allows for a more immediate understanding of credit performance compared to quarterly earnings reports.

Key Highlights

  • 1Filing of monthly charge-off and delinquency statistics for July 31, 2011.
  • 2Information furnished under Regulation FD, not deemed 'filed' under Section 18 of the Exchange Act.
  • 3Exhibit 99.1 contains the detailed statistics.
  • 4Provides investors with updated insights into credit portfolio performance.
  • 5Allows for timely assessment of credit risk trends.
  • 6Offers transparency into key operational metrics for the credit card industry.

Frequently Asked Questions

The main purpose of this 8-K filing is to furnish Capital One Financial Corporation's monthly charge-off and delinquency statistics as of and for the month ended July 31, 2011. This provides investors with timely updates on the company's credit quality metrics.

No, this filing does not contain detailed financial statements. It specifically provides monthly charge-off and delinquency statistics as an exhibit (Exhibit 99.1). These are operational performance indicators related to credit risk, not full financial statements.

No, the information furnished in this report (including Exhibit 99.1) is not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. It is provided for informational purposes under Regulation FD.

The actual charge-off and delinquency statistics for the month ended July 31, 2011, are contained within Exhibit 99.1, which is part of this 8-K filing.