8-KRegulation FDExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Mar 15, 2017)

Filed March 15, 2017For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) filed an 8-K on March 15, 2017, primarily to furnish investors with its monthly charge-off and delinquency metrics for the period ending February 28, 2017. This filing is made under Regulation FD, meaning the information is being disclosed broadly to the public rather than being deemed "filed" with the SEC in a manner that would trigger liability under Section 18 of the Exchange Act. Investors should note that this report does not incorporate the furnished information into other SEC filings and does not constitute an admission of materiality for required disclosures.

Key Highlights

  • 1Furnished monthly charge-off and delinquency metrics for February 2017.
  • 2Information provided as of and for the month ended February 28, 2017.
  • 3Filing made under Item 7.01 (Regulation FD Disclosure).
  • 4Information is furnished, not filed, under Section 18 of the Securities Exchange Act of 1934.
  • 5Report does not incorporate the data into other SEC filings (e.g., under the Securities Act of 1933).
  • 6Intended to provide timely updates on credit performance to investors.

Frequently Asked Questions

The primary purpose of this 8-K filing is to provide investors with Capital One's monthly charge-off and delinquency metrics for February 2017, as part of the company's ongoing disclosure practices under Regulation FD.

No, this filing does not contain new financial statements or discuss material business events. It solely consists of the monthly charge-off and delinquency data for the period ending February 28, 2017.

The 'furnished, not filed' designation means that while the information is being made public, it is not subject to the same liability provisions as information that is formally 'filed' with the SEC under Section 18 of the Securities Exchange Act of 1934. It also indicates that the information will not be automatically incorporated into other SEC filings like registration statements.

The specific charge-off and delinquency data for February 2017 is located in Exhibit 99.1, which is part of this 8-K filing.