What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to furnish Capital One with its monthly charge-off and delinquency metrics as of and for the month ended January 31, 2021. This allows investors to have timely access to key credit performance data.

Is the information in this filing legally 'filed' with the SEC?

No, the information furnished under Item 7.01 (Regulation FD Disclosure) is not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, nor is it subject to the liabilities of that section. It is provided for informational purposes to ensure fair disclosure.

Where can I find the actual charge-off and delinquency data?

The specific monthly charge-off and delinquency metrics for January 31, 2021, are provided in Exhibit 99.1, which is an exhibit to this Current Report on Form 8-K.

Does this filing contain a complete financial report?

No, this filing is specifically for furnishing monthly charge-off and delinquency metrics. It is not a complete financial report, such as a quarterly or annual report, which would contain a more comprehensive set of financial statements and management discussion.

CAPITAL ONE FINANCIAL CORP 8-K: Regulation FD

Summary

Capital One Financial Corporation (COF) filed an 8-K on February 16, 2021, to provide investors with their monthly charge-off and delinquency metrics for January 31, 2021. This filing is furnished under Regulation FD, meaning the information is not considered 'filed' for regulatory liability purposes but is provided to ensure fair disclosure to all investors. The primary purpose is to offer an early look at key credit performance indicators ahead of the company's usual financial reporting schedule.

Key Highlights

1Furnished January 31, 2021, monthly charge-off and delinquency metrics.
2Information is provided under Regulation FD for broad public disclosure.
3The filing does not constitute a formal financial statement filing.
4Key credit performance data is shared to inform investors on portfolio health.
5Exhibit 99.1 contains the detailed monthly charge-off and delinquency data.
6The report includes an Inline XBRL formatted cover page.

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Feb 16, 2021)

Summary

Key Highlights

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